St. Mary's County property record for 21077 Arnold Rd, Avenue, MD 20609
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1968 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,910 (Sep 2021) |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000669 |
| Primary APN | 07-000669 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,168 sqft Total Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 352 sqft |
| Boat Access | Boat Access |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000669 |
|---|---|
| Street Address | 21077 ARNOLD RD |
| City | AVENUE |
| State | MD |
| Zip | 20609-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 1.90 ACRES ST PATRICK'S CREEK |
| Legal Subdivision | ACRES SAINT PATRICKS CREEK |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21077 ARNOLD RD, AVENUE, MD 20609-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Deed Book / Page | 5916 / 354 |
| Prior Transfer Date | Mar 14, 2013 |
| Prior Transfer Doc | 0038700415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 17, 2021 |
| Property Address | 21077 ARNOLD RD, AVENUE, MD 20609-2439 |
| Document Number | 0059160354 |
| Book / Page | 5916 / 354 |
| Instrument Date | Sep 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,933.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21077 ARNOLD RD, AVENUE, MD 20609-2439 |
| Document Number | 0005916364 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 5916/364 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,800 (+7.19%) | $482,100 (-) Land $373,500 Building $108,600 | |
| 2025 | $4,673.00 (+10.03%) | $421,500 (+10.33%) | $482,100 (+23.24%) Land $373,500 Building $108,600 |
| 2023 | $4,247.00 | $382,033 | $391,200 Land $303,500 Building $87,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 22 (1996–2021) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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