2107 Windermere Ln, Shelby, NC 28150 Property Records

Cleveland County property record for 2107 Windermere Ln, Shelby, NC 28150

Property Summary

Property TypeSingle Family Home
Details3,250 sqft · built 1990
Lot Size0.516 acres (22,485 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Oct 2024)
Tax Bill$5,198 (2026)
Deeds & MortgagesNov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN41728

Property Details

APN / Parcel Number

Primary APN41728
Alternative APNs
  • 15005701
  • 1365844

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area3,250 sqft Finished Area
Upper Floors Area1,180 sqft
AtticAttic
Attic Area381 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialMetal
Lot Area22,485 sqft (0.516 acres)
Garage Area460 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area1,252 sqft
Deck Area168 sqft
Storage Building138 sqft
Boat AccessBoat Access
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1365844
Street Address2107 WINDERMERE LN
CitySHELBY
StateNC
Zip28150-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal Description#4 BLK B BUNBURY SD PB17-24
Legal SubdivisionBUNBURY
Legal Block1
Legal Lot Number46
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1011
Census Tract950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5220 SW 5TH PL, CAPE CORAL, FL 33914-6504
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2024 · Amount on Record
Deed SaleOct 1, 2024 · Amount on Record
Deed Document Number2024200105290
Deed Book / Page1930 / 567
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address2107 WINDERMERE LN, SHELBY, NC 28150-2913
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 SW 5TH PL, CAPE CORAL, FL 33914-6504

Mortgage

Document Number0019341346
DateNov 27, 2024
Book Page1934/1346
Instrument200107518
Lender
NameRICHARD PEDDEA & SPOUSE, DEBORAH PEDDE
TypePrivate Party
Address114 SW 56TH TER, CAPE CORAL, FL 33914
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueNov 30, 2034

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,198.00 (+1.05%)$810,148 (-) Land $225,000 Building $585,148$810,148 (-) Land $225,000 Building $585,148
2025$5,144.00$810,148 (+55.74%) Land $225,000 Building $585,148$810,148 (+55.74%) Land $225,000 Building $585,148
2023$520,208 Land $161,700 Building $358,508$520,208 Land $161,700 Building $358,508

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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