Cleveland County property record for 2103 Windermere Ln, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 3,628 sqft · built 2000 |
| Lot Size | 0.829 acres (36,134 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,657 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41730 |
| Primary APN | 41730 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,628 sqft Finished Area |
| Upper Floors Area | 857 sqft |
| Basement Area | 2,095 sqft |
| Finished Basement | 419 sqft |
| Unfinished Basement | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Lot Area | 36,134 sqft (0.829 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 1,004 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 22257495 |
|---|---|
| Street Address | 2103 WINDERMERE LN |
| City | SHELBY |
| State | NC |
| Zip | 28150-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #2 BLK B BUNBURY SD |
| Legal Subdivision | BUNBURY |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950701 |
2103 Windermere Ln is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2103 WINDERMERE LN, SHELBY, NC 28150-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2103 Windermere Ln was $5,657, up 0.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,657.00 (+0.93%) | $882,749 (-) Land $225,000 Building $657,749 | $882,749 (-) Land $225,000 Building $657,749 |
| 2025 | $5,605.00 | $882,749 Land $225,000 Building $657,749 | $882,749 Land $225,000 Building $657,749 |
| 2023 | $581,708 Land $161,700 Building $420,008 | $581,708 Land $161,700 Building $420,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2103 Windermere Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2103 Windermere Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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