2107 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2107 Saint Clair Ave, Saint Paul, MN 55105

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,670 sqft · built 1925
Lot Size0.113 acres (4,920 sqft)
Owner2 Individual Names on File
Tax Bill$8,706 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-28-23-44-0093

Property Details

APN / Parcel Number

Primary APN05-28-23-44-0093
Alternative APNs
  • 8023572
  • 37900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,670 sqft Living Area
1st Floor Area860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1956
Architectural StyleBi-Level
Exterior MaterialStucco
Lot Area4,920 sqft (0.113 acres)
Lot Dimensions123 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number37900
Street Address2107 SAINT CLAIR AVE
CitySAINT PAUL
StateMN
Zip55105-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK KNOLL, ST. PAUL, MINN. LOT 10 BLK 3
Legal Range23
Legal Township28
Legal Section05
Legal SubdivisionOAK KNOLL, ST. PAUL, MINN.
Legal Block3
Legal Lot Number10
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2012
Census Tract34900

Owner

2107 Saint Clair Ave is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2107 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · VA Mortgage
LEND SMART MTG
Oct 9, 2019Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2107 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Document Number0002686931
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 3, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2107 SAINT CLAIR AVE ST PAUL MN 551051132, ST PAUL, MN 55105-1132

Mortgage

Document Number0002686931
DateJan 14, 2021
Instrument2686931
Lender
NameLEND SMART MTG
TypeMortgage Company
AddressSHOREVIEW, MN 55126
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 13, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2107 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Document Number0004784866
Instrument DateOct 9, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2107 SAINT CLAIR AVE ST PAUL MN 551051132, ST PAUL, MN 55105-1132

Mortgage

Document Number0004784866
DateNov 22, 2019
Instrument4784866
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Saint Clair Ave was $8,706.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,700 Land $123,700 Building $412,000$535,700 Land $123,700 Building $412,000
2025$8,706.00
2023$7,038.00$465,700 Land $123,700 Building $342,000$465,700 Land $123,700 Building $342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Saint Clair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2107 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

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