2103 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2103 Saint Clair Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1925
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2026)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-23-44-0094`

Property Details

APN / Parcel Number

Primary APN	`05-28-23-44-0094`
Alternative APNs	`8035901` `136241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,383 sqft Living Area
1st Floor Area	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	136241
Street Address	2103 SAINT CLAIR AVE
City	SAINT PAUL
State	MN
Zip	55105-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK KNOLL, ST. PAUL, MINN. LOT 11 BLK 3
Legal Range	23
Legal Township	28
Legal Section	05
Legal Subdivision	OAK KNOLL, ST. PAUL, MINN.
Legal Block	3
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2012
Census Tract	34900

Owner

2103 Saint Clair Ave is owned and occupied by an individual who bought it in June 2026.

Source: Ramsey County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Jun 4, 2026	Warranty Deed, Transfer RESULTS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Jun 4, 2026 · Amount on File
Deed Document Number	20262817116
Prior Transfer Date	May 22, 2026
Prior Transfer Doc	0T02817115
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2026
Property Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Document Number	0002817114
Instrument Date	May 22, 2026
Instrument	20262817114
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$41,208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2026
Property Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Document Number	0T02817116
Instrument Date	May 22, 2026
Instrument	20262817116
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132

Mortgage

Document Number	0002817117,
Date	Jun 4, 2026
Instrument	20262817117

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 4, 2026
Property Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132
Document Number	0T02817115
Instrument Date	May 22, 2026
Instrument	20262817115
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Tax	$41,208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2103 SAINT CLAIR AVE, SAINT PAUL, MN 55105-1132

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Saint Clair Ave was $6,194 with a homeowner's exemption, up 16.7% from the year before.

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,194.00 (+16.74%) Homeowner's exemption	$401,500 Land $123,700 Building $277,800	$401,500 Land $123,700 Building $277,800
2024	$5,306.00 (-4.29%)
2023	$5,544.00 Homeowner's exemption	$346,700 Land $123,700 Building $223,000	$346,700 Land $123,700 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Saint Clair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2103 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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