2107 Petoskey Dr, Otsego, MI 49078 Property Records

Allegan County property record for 2107 Petoskey Dr, Otsego, MI 49078

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,194 sqft · built 2005
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2019)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Aug 2019 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-310-004-00`

Property Details

APN / Parcel Number

Primary APN	`17-310-004-00`
Alternative APN	`03-17-310-004-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	1,699 sqft (0.039 acres)
Lot Dimensions	78 ft deep x 22 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2107 PETOSKEY DR
City	OTSEGO
State	MI
Zip	49078-8601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RES
Legal Description	UNIT 4 HIGHLAND CONDO AT THE LYNX SEC 8 & 17 T1N R12W (06).
Legal Range	12W
Legal Township	01N
Legal Section	08
Legal Subdivision	HIGHLAND CONDO AT THE LYNX
Legal Unit	4
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1017
Census Tract	31800

Owner

2107 Petoskey Dr, a condominium, is owned and occupied by an individual who bought it in August 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2107 PETOSKEY DR, OTSEGO, MI 49078-8601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Warranty Deed, Transfer
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Aug 2, 2017 · Amount on File
Deed Book / Page	4369 / 917
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 12, 2019
Property Address	2107 PETOSKEY DR, OTSEGO, MI 49078-8601
Document Number	4369/917
Book / Page	4369 / 917
Map Reference	LB 2856 PG 559-6527
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5477 PHIANT, 5477, SCHOOLCRAFT, MI 49087-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 PETOSKEY DR, OTSEGO, MI 49078-8601

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 2, 2017
Property Address	2107 PETOSKEY DR, OTSEGO, MI 49078-8601
Document Number	4163/469
Book / Page	4163 / 469
Map Reference	LB2856 PG559-627
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2107 PETOSKEY DR, 2107, OTSEGO, MI 49078-8601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 PHIANT, SCHOOLCRAFT, MI 49087-9414

Mortgage

Document Number	4163472
Date	Aug 2, 2017
Instrument	4163/472

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Petoskey Dr was $3,241 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 Land $26,000 Building $100,900	$253,800 Land $52,000 Building $201,800
2025	$3,241.00
2023		$87,400 Land $20,000 Building $67,400	$174,800 Land $40,000 Building $134,800
2022	$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Petoskey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Petoskey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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