2104 Petoskey Dr, Otsego, MI 49078 Property Records

Allegan County property record for 2104 Petoskey Dr, Otsego, MI 49078

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,109 sqft · built 2005
Lot Size	0.037 acres (1,612 sqft)
Owner	2 Company Names on Record
Last Sale	$238,000 (Apr 2020)
Tax Bill	$3,730 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-310-010-00`

Property Details

APN / Parcel Number

Primary APN	`17-310-010-00`
Alternative APN	`03-17-310-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,109 sqft Living Area
1st Floor Area	1,109 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	1,612 sqft (0.037 acres)
Lot Dimensions	77.2 ft deep x 21 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2104 PETOSKEY DR
City	OTSEGO
State	MI
Zip	49078-8601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RES
Legal Description	UNIT 10 HIGHLAND CONDO AT THE LYNX SEC 8 & 17 T1N R12W (06).
Legal Range	12W
Legal Township	01N
Legal Section	08
Legal Subdivision	HIGHLAND CONDO AT THE LYNX
Legal Unit	10
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1017
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2104 PETOSKEY DR, OTSEGO, MI 49078-8601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC
Jun 3, 2020	Intrafamily Transfer, Transfer
Apr 28, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Book / Page	4456 / 871
Last Transfer Date	May 23, 2020
Transfer Doc	4468/984
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2104 PETOSKEY DR, OTSEGO, MI 49078-8601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4219/774
Date	Feb 6, 2018
Book Page	4219/774

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 3, 2020
Property Address	2104 PETOSKEY DR, OTSEGO, MI 49078-8601
Document Number	4468/984
Book / Page	4468 / 984
Map Reference	LB 2856 PG 559
Instrument Date	May 23, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2104 PETOSKEY DR, PAW PAW, MI 49079

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 28, 2020
Property Address	2104 PETOSKEY DR, OTSEGO, MI 49078-8601
Document Number	4456/871
Book / Page	4456 / 871
Map Reference	LB 2856 PG 559
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$2,046.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 PETOSKEY DR, 2104, OTSEGO, MI 49078-8601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2104 PETOSKEY DR, OTSEGO, MI 49078-8601

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+11.56%) Land $26,000 Building $121,600	$295,200 (+11.56%) Land $52,000 Building $243,200
2025	$3,730.00 (+2.59%) Homeowner's exemption	$132,300 (+31.25%) Land $22,000 Building $110,300	$264,600 (+31.25%) Land $44,000 Building $220,600
2024	$3,636.00 (+14.66%)
2023		$100,800 Land $20,000 Building $80,800	$201,600 Land $40,000 Building $161,600
2022	$3,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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