2107 Mercoal Dr, Spring, TX 77386 Property Records

Montgomery County property record for 2107 Mercoal Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,943 sqft · built 1992
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$267,100 (Jul 2019)
Tax Bill$4,712 (2024)
Deeds & MortgagesSep 2022 Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN6115-00-04800

Property Details

APN / Parcel Number

Primary APN6115-00-04800
Alternative APN
  • R102902

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,943 sqft Living Area
Gross Area2,343 sqft
1st Floor Area1,943 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area21 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2107 MERCOAL DR
CitySPRING
StateTX
Zip77386-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS611500 - IMPERIAL OAKS 01, BLOCK 3, LOT 8
Legal SubdivisionIMPERIAL OAKS 01
Legal Block3
Legal Lot Number8
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1004
Census Tract691900

Owner

Source: Montgomery County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2107 MERCOAL DR, SPRING, TX 77386-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 7, 2021Warranty Deed, Transfer
Jul 25, 2019Vendor's Lien, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Prior SaleSep 17, 2013 · Amount on Record
Deed Document Number201966327
Prior Transfer DateJul 19, 2019
Prior Transfer Doc0000066327
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address2107 MERCOAL DR, SPRING, TX 77386-1628
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109311
DateSep 1, 2022
Instrument2022109311
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateSep 7, 2021
Property Address2107 MERCOAL DR, SPRING, TX 77386-1628
Document Number0000123945
Map ReferenceCAB C SH 63-A
Instrument DateSep 1, 2021
Instrument2021123945
Transaction TypeTransfer
Record UpdatedDec 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2107 MERCOAL DR, SPRING, TX 77386-1628

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 MERCOAL DR, SPRING, TX 77386-1628

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJul 25, 2019
Property Address2107 MERCOAL DR, SPRING, TX 77386-1628
Document Number0000066327
Map ReferenceCAB C SH 63-A
Instrument DateJul 19, 2019
Instrument2019066327
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 MERCOAL DR, SPRING, TX 77386-1628

Mortgage

Document Number0000066328
DateJul 25, 2019
Instrument2019066328
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,557 (-6.33%) Land $50,000 Building $223,557$273,557 (-6.33%) Land $50,000 Building $223,557
2024$4,712.00 (+9.28%) Homeowner's exemption$292,042 (+7.28%) Land $50,000 Building $242,042$292,042 (-6.46%) Land $50,000 Building $242,042
2023$4,312.00 Homeowner's exemption$272,230 Land $50,000 Building $262,220$312,220 Land $50,000 Building $262,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Nearby Flood Policies84 in force
Nearby Flood Claims18 (2001–2024)
Claims Outside the SFHA18 of 18
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Tropical Storm Imelda, Sep 2019 · 2 claims
  • Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAYFORD ROAD MUD
serves 11,550 people · EPA ID TX1700334
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ezee Fiber Texas.

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