2103 Mercoal Dr, Spring, TX 77386 Property Records

Montgomery County property record for 2103 Mercoal Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,786 sqft · built 1992
Lot Size0.179 acres (7,802 sqft)
OwnerIndividual Name on Record
Tax Bill$4,266 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN6115-00-04900

Property Details

APN / Parcel Number

Primary APN6115-00-04900
Alternative APN
  • R102903

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,786 sqft Living Area
1st Floor Area1,786 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,802 sqft (0.179 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area162 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR102903
Street Address2103 MERCOAL DR
CitySPRING
StateTX
Zip77386-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionIMPERIAL OAKS 01, BLOCK 3, LOT 9
Legal SubdivisionIMPERIAL OAKS 01
Legal Block3
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1004
Census Tract691900

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2103 MERCOAL DR, SPRING, TX 77386-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2015
Deed SaleSep 2, 2015
Prior SaleMar 13, 2009
Deed Document Number2015087829
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address2103 MERCOAL DR, SPRING, TX 77386-1628
Transaction TypeMortgage
Record UpdatedJan 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 MERCOAL DR, SPRING, TX 77386-1628

Mortgage

Document Number0000003605
DateJan 17, 2023
Instrument2023003605
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$262,062 (-2.59%) Land $50,000 Building $212,062$262,062 (-5.45%) Land $50,000 Building $212,062
2024$4,266.00 (+12.98%) Homeowner's exemption$269,027 (+1%) Land $50,000 Building $227,157$277,157 (-3.87%) Land $50,000 Building $227,157
2023$3,776.00 Homeowner's exemption$244,570 Land $50,000 Building $238,310$288,310 Land $50,000 Building $238,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Nearby Flood Policies84 in force
Nearby Flood Claims18 (2001–2024)
Claims Outside the SFHA18 of 18
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Tropical Storm Imelda, Sep 2019 · 2 claims
  • Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAYFORD ROAD MUD
serves 11,550 people · EPA ID TX1700334
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ezee Fiber.

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