McLean County property record for 2107 Heather Ridge Dr, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $721,500 (Jan 2022) |
| Tax Bill | $11,930 (2024) |
| Deeds & Mortgages | Aug 2021 Construction Loan Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-458-010 |
| Primary APN | 14-11-458-010 |
|---|
| Lot Area | 14,374 sqft (0.33 acres) |
|---|
| Street Address | 2107 HEATHER RIDGE DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11-24-2E CYPHERS SUB LOT 1 |
| Legal Subdivision | CYPHERS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 105 |
2107 Heather Ridge Dr is owned and occupied by two individuals who bought it in January 2022.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2107 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO |
| Jan 19, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IAA CU |
| Jul 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on File |
| Deed Sale | Jan 19, 2022 · Amount on File |
| Deed Document Number | 20221017 |
| Prior Transfer Date | Jun 15, 2021 |
| Prior Transfer Doc | 202100017461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2107 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100020617 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-00020617 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | May 19, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 19, 2022 |
| Property Address | 2107 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Document Number | 202200001017 |
| Map Reference | DOC 2016-21575 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022-00001017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2107 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Document Number | 202200001018 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-00001018 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 22, 2021 |
| Property Address | 2107 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Document Number | 202100017461 |
| Map Reference | DOC 2016-21575 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-00017461 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,916 Land $31,074 Building $135,842 | $500,748 Land $93,222 Building $407,526 | |
| 2024 | $11,930.00 (+6.45%) | ||
| 2023 | $11,207.00 (+5.9%) | $136,943 (+10.69%) Land $25,494 Building $111,449 | $410,829 (+10.69%) Land $76,482 Building $334,347 |
| 2022 | $10,583.00 | $123,718 Land $23,032 Building $100,686 | $371,154 Land $69,096 Building $302,058 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2107 Heather Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2107 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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