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2089 Heather Ridge Dr, Normal, IL 61761 Property Records

McLean County property record for 2089 Heather Ridge Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,609 sqft · built 2017
Lot Size0.209 acres (9,116 sqft)
OwnerIndividual Name on File
Tax Bill$13,910 (2024)
Deeds & MortgagesSep 2021 Mortgage
Jun 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-11-458-006

Property Details

APN / Parcel Number

Primary APN14-11-458-006

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Stories2 Stories
Building Area3,609 sqft Living Area
1st Floor Area2,145 sqft
Basement Area2,127 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area9,116 sqft (0.209 acres)
Lot Dimensions171 ft deep x 53 ft wide
Garage Area1,105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2089 HEATHER RIDGE DR
CityNORMAL
StateIL
Zip61761-5506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHEATHER RIDGE SUB 5TH ADD LOT 157
Legal SubdivisionHEATHER RIDGE SUB
Legal Lot Number157
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1031
Census Tract105

Owner

2089 Heather Ridge Dr is owned and occupied by an individual who acquired it in June 2021.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jun 19, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 9, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 20, 2018Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 20, 2018Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 7, 2021
Transfer Doc0000014422
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100022514
DateSep 17, 2021
Instrument2021-00022514
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 19, 2021
Property Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
Document Number202100014422
Map ReferenceDOC 2016-21575
Instrument DateJun 7, 2021
Instrument2021-00014422
Transaction TypeTransfer
Record UpdatedJul 1, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2089 HEATHER RIDGE DR, 2089, NORMAL, IL 61761-5506

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800018593
DateNov 9, 2018
Instrument2018-00018593
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueNov 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMCLEAN IL
Recording DateAug 20, 2018
Property Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
Document Number201800013745
Map ReferenceDOC2016-21575
Instrument DateAug 14, 2018
Instrument2018-00013745
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateAug 20, 2018
Property Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506
Document Number201800013746
Map ReferenceDOC2016-21575
Instrument DateAug 14, 2018
Instrument2018-00013746
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 HEATHER RIDGE DR, NORMAL, IL 61761-5506

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,015 Land $24,138 Building $178,877$609,045 Land $72,414 Building $536,631
2024$13,910.00 (+8.4%)
2023$12,832.00$166,560 Land $19,804 Building $146,756$499,680 Land $59,412 Building $440,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2089 Heather Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2089 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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