2107 Garden Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 2107 Garden Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,064 sqft · built 1995
Lot Size	0.13 acres (5,670 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2017)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-230-041`

Property Details

APN / Parcel Number

Primary APN	`041-230-041`
Alternative APN	`041-230-041-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	1,182 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	5,670 sqft (0.13 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2107 GARDEN CT
City	OAKLEY
State	CA
Zip	94561-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7808 L41
Legal Subdivision	SUBDIVISION 7808
Legal Tract	7808
Legal Lot Number	41
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	302013

Owner

2107 Garden Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 GARDEN CT, OAKLEY, CA 94561-4101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Dec 14, 2017	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	2017234529
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	0000124932
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2107 GARDEN CT, OAKLEY, CA 94561-4101
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GARDEN CT, OAKLEY, CA 94561-4101

Mortgage

Document Number	0000121445
Date	Nov 13, 2023
Instrument	2023-121445

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2107 GARDEN CT, OAKLEY, CA 94561-4101
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GARDEN CT, OAKLEY, CA 94561-4101

Mortgage

Document Number	0000191669
Date	Sep 2, 2020
Instrument	2020-191669

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	351 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2107 GARDEN CT, OAKLEY, CA 94561-4101
Document Number	0000212250
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2107 GARDEN CT OAKLEY CA 945614101, OAKLEY, CA 94561-4101

Mortgage

Document Number	0000212250
Date	Nov 26, 2019
Instrument	212250

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 14, 2017
Property Address	2107 GARDEN CT, OAKLEY, CA 94561-4101
Document Number	0000234529
Instrument Date	Dec 7, 2017
Instrument	234529
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2107 GARDEN CT OAKLEY CA 945614101, OAKLEY, CA 94561-4101

Mortgage

Document Number	234530
Date	Dec 14, 2017
Instrument	234530

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Garden Ct was $6,563.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,257 (+2%) Land $197,297 Building $324,960
2025	$6,563.00	$512,018 Land $193,429 Building $318,589
2023	$6,261.00 (+1.44%)	$492,138 Land $185,919 Building $306,219
2022	$6,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2107 Garden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Garden Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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