2099 Garden Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 2099 Garden Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,069 sqft · built 1994
Lot Size	0.089 acres (3,870 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2016)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-230-040-2`

Property Details

APN / Parcel Number

Primary APN	`041-230-040-2`
Alternative APN	`041-230-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
1st Floor Area	1,023 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Lot Area	3,870 sqft (0.089 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2099 GARDEN CT
City	OAKLEY
State	CA
Zip	94561-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7808 L40
Legal Subdivision	SUBDIVISION 7808
Legal Tract	7808
Legal Lot Number	40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	302013

Owner

2099 Garden Ct is owned and occupied by two individuals who acquired it in October 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2099 GARDEN CT, OAKLEY, CA 94561-4101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2016 · Amount on File
Deed Sale	Jul 25, 2016 · Amount on File
Prior Sale	Nov 19, 2014
Deed Document Number	2016146736
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000251711
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 27, 2020
Property Address	2099 GARDEN CT, OAKLEY, CA 94561-4101
Document Number	0000251711
Map Reference	MB 370 PG 18
Instrument Date	Oct 21, 2020
Instrument	2020-251711
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2099 GARDEN CT, OAKLEY, CA 94561-4101

Mortgage

Document Number	0000251712
Date	Oct 27, 2020
Instrument	2020-251712

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 15, 2019
Property Address	2099 GARDEN CT, OAKLEY, CA 94561-4101
Document Number	0000021003
Map Reference	MB 370 PG 18
Instrument Date	Feb 7, 2019
Instrument	2019-021003
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 GARDEN CT, OAKLEY, CA 94561-4101

Mortgage

Document Number	0000021004
Date	Feb 15, 2019
Instrument	2019-021004

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2099 Garden Ct was $6,174.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,349 (+2%) Land $177,566 Building $307,783
2025	$6,174.00	$475,834 Land $174,085 Building $301,749
2023	$5,892.00 (+1.41%)	$457,359 Land $167,326 Building $290,033
2022	$5,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2099 Garden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2099 Garden Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Garden Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures