2107 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 2107 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,394 sqft · built 1905
Lot Size0.153 acres (6,650 sqft)
OwnerIndividual Name on Record
Tax Bill$2,878 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN110/03324-000-000

Property Details

APN / Parcel Number

Primary APN110/03324-000-000
Alternative APN
  • 792435226011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,394 sqft Living Area
Gross Area2,335 sqft
1st Floor Area871 sqft
Upper Floors Area523 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeMasonry
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,650 sqft (0.153 acres)
Lot Dimensions133 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area161 sqft
Deck Area130 sqft
Canopy130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2107 E 12TH ST
CityDES MOINES
StateIA
Zip50316-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 HASTS ADDITION
Legal SubdivisionHASTS ADDITION
Legal Lot Number23
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group2
Census Block2002
Census Tract1500

Owner

Source: Polk County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2107 E 12TH ST, DES MOINES, IA 50316-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANKERS TRUST COMPANY NA
Nov 5, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREATER IOWA CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address2107 E 12TH ST, DES MOINES, IA 50316-1942
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 E 12TH ST, DES MOINES, IA 50316-1942

Mortgage

Document Number0000062089
DateOct 16, 2025
Book Page20304/47
Instrument2025-00062089
Lender
NameBANKERS TRUST COMPANY NA
TypeBank
Address453 7TH ST, DES MOINES, IA 50309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2035

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address2107 E 12TH ST, DES MOINES, IA 50316-1942
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100117261
DateNov 5, 2021
Book Page18846/665
Instrument2021-00117261
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueNov 18, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,878.00$162,200 (+13.11%) Land $29,900 Building $132,300$162,200 (+13.11%) Land $29,900 Building $132,300
2024$2,878.00 (+1.27%)
2023$143,400 Land $26,400 Building $117,000$143,400 Land $26,400 Building $117,000
2020$2,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims20 (1998–2019)
Claims Outside the SFHA18 of 20
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Metronet, T-Mobile.

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