2021 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 2021 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,213 sqft · built 1918
Lot Size	0.182 acres (7,950 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2017)
Tax Bill	$4,392 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7924-35-229-001`

Property Details

APN / Parcel Number

Primary APN	`7924-35-229-001`
Alternative APN	`110/05381-000-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,213 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	998 sqft
Upper Floors Area	900 sqft
Attic Area	315 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1938
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,950 sqft (0.182 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2021 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 UNION ADDITION
Legal Range	24W
Legal Township	79N
Legal Section	35
Legal Subdivision	UNION ADD
Legal Lot Number	50
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2024
Census Tract	1500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2021 E 12TH ST, DES MOINES, IA 50316-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage NEIGHBORHOOD FINANCE CORP
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CLASS CU
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN SOUTHWEST MORTGAGE FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	2017-00011306
Deed Book / Page	16596 / 0586
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2021 E 12TH ST, DES MOINES, IA 50316-2009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 E 12TH ST, DES MOINES, IA 50316-2009

Mortgage

Document Number	0000023442
Date	Mar 8, 2021
Book Page	18399/893
Instrument	2021-00023442

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 2, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2021 E 12TH ST, DES MOINES, IA 50316-2009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 E 12TH ST, DES MOINES, IA 50316-2009

Mortgage

Document Number	0000023441
Date	Mar 8, 2021
Book Page	18399/882
Instrument	2021-00023441

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2021 E 12TH ST, DES MOINES, IA 50316-2009
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014898
Date	Feb 24, 2022
Book Page	18998/701
Instrument	2022-00014898

Lender

Name	FIRST CLASS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 7, 2017
Property Address	2021 E 12TH ST, DES MOINES, IA 50316-2009
Document Number	0000011306
Book / Page	16596 / 0586
Instrument Date	Aug 3, 2017
Instrument	2017-00011306
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 E 12TH ST, DES MOINES, IA 50316-2009

Mortgage

Document Number	0000011308
Date	Aug 7, 2017
Book Page	16596/0590
Instrument	2017-00011308

Lender

Name	AMERICAN SOUTHWEST MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,000 (+11.35%) Land $32,400 Building $222,600	$255,000 (+11.35%) Land $32,400 Building $222,600
2024	$4,392.00 (+5.93%)
2023		$229,000 Land $28,600 Building $200,400	$229,000 Land $28,600 Building $200,400
2020	$4,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures