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2107 Bonner Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 2107 Bonner Ln, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details2,294 sqft · built 1992
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$261,000 (Aug 2017)
Deeds & MortgagesOct 2019 Loan Modification
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-13-276-009

Property Details

APN / Parcel Number

Primary APN04-13-276-009

Interior

Stories2 Stories
Building Area2,294 sqft Living Area
Gross Area3,360 sqft

Exterior

Year BuiltBuilt 1992
Construction TypeFrame
Lot Area44,431 sqft (1.02 acres)

Location & Zoning

Street Address2107 BONNER LN
CitySPRING GROVE
StateIL
Zip60081-8819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0028333 LT 124 SPRING DALE TRAILS UNIT 4
Legal Range08E
Legal Township46N
Legal Section13
Legal SubdivisionSPRING DALE TRLS 04
Legal Block276
Legal Lot Number124
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2013
Census Tract870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2107 BONNER LN, SPRING GROVE, IL 60081-8819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Loan Modification, Mortgage · FHA Mortgage
MR COOPER
Oct 30, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 1, 2017Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2017 · Amount on Record
Deed SaleAug 1, 2017 · Amount on Record
Prior SaleNov 19, 2003
Deed Document Number2017R0028333
Record UpdatedJun 7, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address2107 BONNER LN, SPRING GROVE, IL 60081-8819
Document Number0000040724
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedDec 20, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 BONNER LN SPRING GROVE IL 600818819, SPRING GROVE, IL 60081-8819

Mortgage

Document Number0000040724
DateNov 26, 2019
Instrument40724
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2049
Interest
Rate4.12%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2107 BONNER LN, SPRING GROVE, IL 60081-8819
Document Number0000040725
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 BONNER LN SPRING GROVE IL 600818819, SPRING GROVE, IL 60081-8819

Mortgage

Document Number0000040725
DateNov 26, 2019
Instrument40725
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 1, 2017
Property Address2107 BONNER LN, SPRING GROVE, IL 60081-8819
Document Number0000028333
Map ReferenceDOC90R34684
Instrument DateJul 24, 2017
Instrument2017R0028333
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2107 BONNER LN, SPRING GROVE, IL 60081-8819
InvestorPossibly a Property Investor

Mortgage

Document Number0000028334
DateAug 1, 2017
Instrument2017R0028334
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionRichmond Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$93,024 Land $23,822 Building $69,202$279,072 Land $71,466 Building $207,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

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