McHenry County property record for 2105 Bonner Ln, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,658 sqft · built 1992 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-276-010 |
| Primary APN | 04-13-276-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Gross Area | 4,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.919 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2105 BONNER LN |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0016533 LT 125 SPRING DALE TRAILS UNIT 4 |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 13 |
| Legal Subdivision | SPRING DALE TRLS 04 |
| Legal Block | 276 |
| Legal Lot Number | 125 |
| Legal Unit | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 870106 |
2105 Bonner Ln is owned and occupied by two individuals who acquired it in May 2017.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2105 BONNER LN, SPRING GROVE, IL 60081-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| May 9, 2017 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2017 |
| Deed Sale | May 9, 2017 |
| Prior Sale | Mar 2, 2010 · Amount on File |
| Deed Document Number | 2017R0016533 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2105 BONNER LN, SPRING GROVE, IL 60081-8819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001383 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022R0001383 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2105 BONNER LN, SPRING GROVE, IL 60081-8819 |
| Document Number | 0000007599 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2105 BONNER LN SPRING GROVE IL 600818819, SPRING GROVE, IL 60081-8819 |
| Document Number | 0000007599 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 7599 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 2, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 9, 2017 |
| Property Address | 2105 BONNER LN, SPRING GROVE, IL 60081-8819 |
| Document Number | 0000016533 |
| Instrument Date | May 1, 2017 |
| Instrument | 16533 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2105 BONNER LN SPRING GROVE IL 600818819, SPRING GROVE, IL 60081-8819 |
| Document Number | 16534 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 16534 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $111,947 Land $23,822 Building $88,125 | $335,841 Land $71,466 Building $264,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2105 Bonner Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2105 Bonner Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures