2106 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Pierrepont Town property record for 2106 River Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,433 sqft · built 1935
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$138,500 (Jul 2008)
Tax Bill	$8,687 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan Jun 2022 Construction Loan + 1 more
APN	`407000 90.002-5-3.1`

Property Details

APN / Parcel Number

Primary APN	`407000 90.002-5-3.1`
Alternative APN	`700009000200050030010000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,179 sqft
Upper Floors Area	381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	65,340 sqft (1.5 acres)
Lot Width	391 ft Width
Garage Type	Detached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407000 90.002-5-3.1
Street Address	2106 RIVER RD
City	POTSDAM
State	NY
Zip	13676-3396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HY
Legal Description	LOT 3 ALSO 1099/345
Legal Block	5
Legal Lot Number	3.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	PIERREPONT
Census Block Group	2
Census Block	2008
Census Tract	492302

Owner

2106 River Rd is owned and occupied by two individuals who bought it in July 2008.

Source: St. Lawrence County and Pierrepont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2106 RIVER RD, POTSDAM, NY 13676-3396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jun 17, 2022	Intrafamily Transfer, Transfer · Construction Mortgage TD BANK NA
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2008 · Amount on File
Deed Sale	Jul 22, 2008 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Book / Page	2008 / 12205
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	2106 RIVER RD, POTSDAM, NY 13676-3396
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 RIVER RD, POTSDAM, NY 13676-3396

Mortgage

Document Number	0000008472
Date	Jun 16, 2022
Instrument	R-2022-00008472

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2023

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 17, 2022
Property Address	2106 RIVER RD, POTSDAM, NY 13676-3396
Document Number	0000008543
Instrument Date	May 23, 2022
Instrument	R-2022-00008543
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2106 RIVER RD, 2106, POTSDAM, NY 13676-3396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 RIVER RD, POTSDAM, NY 13676-3396

Mortgage

Document Number	0000008542
Date	Jun 17, 2022
Instrument	R-2022-00008542

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 15, 2018
Property Address	2106 RIVER RD, POTSDAM, NY 13676-3396
Document Number	0000007322
Instrument Date	May 15, 2018
Instrument	7322
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	206 OUTER MAIN ST #28B POTSDAM NY 136764456, 28B, POTSDAM, NY 13676-4456

Mortgage

Document Number	7323
Date	Jun 15, 2018
Instrument	7323

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2106 River Rd was $8,687, up 3.5% from the year before.

Source: St. Lawrence County and Pierrepont Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Pierrepont Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,687.00 (+3.52%)
2025	$8,392.00	$183,815 Land $10,400 Building $173,415	$287,211 Land $16,250 Building $270,961
2023		$127,500 Land $10,400 Building $117,100	$170,000 Land $13,867 Building $156,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2106 River Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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