2089 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Pierrepont Town property record for 2089 River Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,152 sqft · built 2016
Lot Size	10.4 acres (453,024 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Apr 2014)
Tax Bill	$12,689 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Feb 2022 Transfer + 1 more
APN	`407000 91.001-5-27.1`

Property Details

APN / Parcel Number

Primary APN	`407000 91.001-5-27.1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	453,024 sqft (10.4 acres)
Lot Width	651 ft Width
Garage Type	Mixed
Garage Area	2,280 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407000 91.001-5-27.1
Street Address	2089 RIVER RD
City	POTSDAM
State	NY
Zip	13676-3472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Block	5
Legal Lot Number	27.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	PIERREPONT
Census Block Group	2
Census Block	2013
Census Tract	492302

Owner

2089 River Rd is owned and occupied by two individuals who acquired it in February 2022.

Source: St. Lawrence County and Pierrepont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2089 RIVER RD, POTSDAM, NY 13676-3472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Line of Credit MASSENA SLA
Feb 9, 2022	Intrafamily Transfer, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit MASSENA S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2014 · Amount on File
Deed Sale	Apr 15, 2014 · Amount on File
Deed Book / Page	2014 / 4680
Last Transfer Date	Feb 4, 2022
Transfer Doc	0000001851
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	2089 RIVER RD, POTSDAM, NY 13676-3472
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012381
Date	Nov 4, 2024
Instrument	R-2024-00012381

Lender

Name	MASSENA SLA
Type	Bank
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	Feb 9, 2022
Property Address	2089 RIVER RD, POTSDAM, NY 13676-3472
Document Number	0000001851
Instrument Date	Feb 4, 2022
Instrument	R-2022-00001851
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 RIVER RD, POTSDAM, NY 13676-3472
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	2089 RIVER RD, POTSDAM, NY 13676-3472
Document Number	0000016128
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2089 RIVER RD POTSDAM NY 136763472, POTSDAM, NY 13676-3472

Mortgage

Document Number	0000016128
Date	Nov 6, 2019
Instrument	16128

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2089 River Rd was $12,689, up 3.5% from the year before.

Source: St. Lawrence County and Pierrepont Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Pierrepont Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,689.00 (+3.51%)
2025	$12,259.00 (-0.38%)	$268,500 (-) Land $14,000 Building $254,500	$419,531 (+6.25%) Land $21,875 Building $397,656
2024	$12,306.00	$268,500 (-) Land $14,000 Building $254,500	$394,853 (+10.29%) Land $20,588 Building $374,265
2023		$268,500 Land $14,000 Building $254,500	$358,000 Land $18,667 Building $339,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2089 River Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2089 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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