2106 Ridgemore Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2106 Ridgemore Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,711 sqft · built 1991
Lot Size0.101 acres (4,380 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Feb 2010)
Tax Bill$4,747 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN085610-2602

Property Details

APN / Parcel Number

Primary APN085610-2602
Alternative APN
  • U192921326000005000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,711 sqft Living Area
Gross Area1,747 sqft
1st Floor Area1,711 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,380 sqft (0.101 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area36 sqft
Patio Area528 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0856102602
Street Address2106 RIDGEMORE DR
CityVALRICO
StateFL
Zip33594-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVALRICO VISTA LOT 3 BLOCK 5
Legal Range21E
Legal Township29S
Legal Section19
Legal SubdivisionVALRICO VISTA
Legal Tract326
Legal Block5
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2003
Census Tract12210

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4212 VINSON RD, LAKELAND, FL 33810-5479
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Apr 26, 2018Deed of Trust, Mortgage · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2010 · Amount on Record
Deed SaleFeb 3, 2010 · Amount on Record
Prior SaleMar 9, 2000 · Amount on Record
Deed Document Number201038625
Deed Book / Page19700 / 884
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2106 RIDGEMORE DR, VALRICO, FL 33594-3200
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038770
DateJan 21, 2022
Instrument2022038770
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2106 RIDGEMORE DR, VALRICO, FL 33594-3200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0257221243
DateApr 26, 2018
Book Page25722/1243
Instrument2018165105
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateMay 1, 2023
Change FrequencyAnnually
Min Rate At Change9.12%
Max Rate At Change5.12%
Index1-Year LIBOR
Margin4
Max Rate12.1%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,669 (-19.72%) Land $56,650 Building $123,019$179,669 (-19.72%) Land $56,650 Building $123,019
2025$4,747.00 (+8.21%)$223,800 (+2.99%) Land $56,650 Building $167,150$223,800 (+2.99%) Land $56,650 Building $167,150
2023$4,387.00 (+3.76%)$217,307 (-7.99%) Land $56,650 Building $160,657$217,307 (-7.99%) Land $56,650 Building $160,657
2022$4,228.00$236,166 Land $51,500 Building $184,666$236,166 Land $51,500 Building $184,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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