2104 Ridgemore Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2104 Ridgemore Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,642 sqft · built 1991
Lot Size0.101 acres (4,384 sqft)
OwnerIndividual Name on Record
Last Sale$89,900 (Mar 2000)
Tax Bill$593 (2025)
Deeds & MortgagesNov 2023 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN085610-2600

Property Details

APN / Parcel Number

Primary APN085610-2600
Alternative APN
  • U192921326000005000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,642 sqft Living Area
Gross Area2,214 sqft
1st Floor Area1,450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,384 sqft (0.101 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0856102600
Street Address2104 RIDGEMORE DR
CityVALRICO
StateFL
Zip33594-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVALRICO VISTA LOT 2 BLOCK 5
Legal Range21E
Legal Township29S
Legal Section19
Legal SubdivisionVALRICO VISTA
Legal Tract326
Legal Block5
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2003
Census Tract12210

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Deed of Trust, Mortgage · VA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 29, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 7, 2020Deed of Trust, Mortgage · Line of Credit
GROW FIN'L FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2000 · Amount on Record
Deed SaleMar 9, 2000 · Amount on Record
Deed Book / Page10082 / 524
Last Transfer DateFeb 9, 2021
Transfer Doc2021214981
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200

Mortgage

Document Number0000510483
DateNov 7, 2023
Instrument2023510483
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateApr 29, 2021
Property Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200
Document Number2021214981
Map ReferenceMB 64 PG 18
Instrument DateFeb 9, 2021
Instrument2021214981
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2104 RIDGEMORE DR, VALRICO, FL 33594-3200
Document Number0000093169
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2104 RIDGEMORE DR VALRICO FL 335943200, VALRICO, FL 33594-3200

Mortgage

Document Number0000093169
DateMar 10, 2020
Instrument93169
Lender
NameGROW FIN'L FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 9, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,294 (+2.7%)$221,196 (-1.15%) Land $56,650 Building $164,546
2025$593.00 (-53.82%) Disabled Person's exemption Veteran's exemption$89,868 (+5.99%)$223,779 (+3.46%) Land $56,650 Building $167,129
2024$1,284.00 (+5.51%)
2023$1,217.00 (+11.45%) Homeowner's exemption Veteran's exemption$84,791 (+3%)$216,285 (+6.96%) Land $56,650 Building $159,635
2022$1,092.00 Homeowner's exemption Veteran's exemption$82,321$202,212 Land $51,500 Building $150,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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