Hernando County property record for 2106 Gold Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,296 sqft · built 2024 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,325 (Dec 2024) |
| Tax Bill | $5,287 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5120-0762-0030 |
| Primary APN | R32-323-17-5120-0762-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 3,242 sqft |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Porch | Open Porch |
| Heating System | HVAC |
|---|
| Account Number | 00516070 |
|---|---|
| Street Address | 2106 GOLD RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 12 BLK 762 LOT 3 |
| Legal Subdivision | SPRING HILL UNIT 12 |
| Legal Block | 762 |
| Legal Lot Number | 3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40906 |
2106 Gold Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2106 GOLD RD, SPRING HILL, FL 34609-6043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC |
| Jul 16, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on File |
| Deed Sale | Dec 31, 2024 · Amount on File |
| Prior Sale | Apr 25, 2024 · Amount on File |
| Deed Document Number | 202480132 |
| Deed Book / Page | 4506 / 458 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0040271538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 31, 2024 |
| Property Address | 2106 GOLD RD, SPRING HILL, FL 34609-6043 |
| Document Number | 0045060458 |
| Book / Page | 4506 / 458 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2024080132 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3917 RIGA BLVD, TAMPA, FL 33619-1345 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2106 GOLD RD, SPRING HILL, FL 34609-6043 |
| Document Number | 0004506459 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 4506/459 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 2106 GOLD RD, SPRING HILL, FL 34609-6043 |
| Document Number | 0040271538 |
| Book / Page | 4027 / 1538 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021053519 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1641 CARMEL DR, SAN JOSE, CA 95125-1834 |
The 2025 property tax bill for 2106 Gold Rd was $5,287.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,287.00 | $361,338 Land $44,000 Building $317,338 | $361,338 Land $44,000 Building $317,338 |
| 2023 | $15,589 | ||
| 2022 | $385.00 | $39,050 Land $39,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2106 Gold Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2106 Gold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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