Hernando County property record for 2091 Gold Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,089 sqft · built 1994 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $412,000 (Nov 2023) |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5120-0764-0070 |
| Primary APN | R32-323-17-5120-0764-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,089 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 138 ft deep x 84 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,114 sqft |
| Deck Area | 112 sqft |
| Patio Area | 436 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00516409 |
|---|---|
| Street Address | 2091 GOLD RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 12 BLK 764 LOT 7 ORB 1552 PGS 414-15 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 27 |
| Legal Subdivision | SPRING HILL UNIT 12 |
| Legal Block | 764 |
| Legal Lot Number | 7 |
| Legal Unit | 12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 40906 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP |
| Jul 28, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage RM BRICKELL INVESTMENTS |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on Record |
| Deed Sale | Nov 29, 2023 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Document Number | 2023074984 |
| Deed Book / Page | 4368 / 432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Document Number | 0043680432 |
| Book / Page | 4368 / 432 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023074984 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | HOME/LAND TITLE INC, HOMELAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16823 US HIGHWAY 19, HUDSON, FL 34667-4318 |
| Name | Verified Name |
|---|---|
| Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Document Number | 0004368433 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 4368/433 |
| Name | RESIDENTIAL ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 28, 2023 |
| Property Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Document Number | 0043241795 |
| Book / Page | 4324 / 1795 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023046991 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | HOME/LAND TITLE INC, HOME LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Name | Verified Name |
|---|---|
| Address | 16823 US HIGHWAY 19, HUDSON, FL 34667-4318 |
| Investor | Possibly a Property Investor |
| Document Number | 0043241796 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 4324/1796 |
| Name | RM BRICKELL INVESTMENTS |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2091 GOLD RD, SPRING HILL, FL 34609-6042 |
| Document Number | 0035831872 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2091 GOLD RD SPRING HILL FL 346096042, SPRING HILL, FL 34609-6042 |
| Document Number | 0035831872 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 003583/001872 |
| Instrument | 29933 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460.00 (+904.5%) | $312,481 (+419.55%) Land $48,382 Building $264,099 | $312,481 (+25.07%) Land $48,382 Building $264,099 |
| 2023 | $60,144 (+3%) Land $60,144 | ||
| 2022 | $444.00 Homeowner's exemption | $58,392 | $249,839 Land $36,159 Building $213,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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