21053 Semblance Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 21053 Semblance Dr, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 1,624 sqft · built 1988
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Dec 2017)
Tax Bill	$4,298 (2023)
Deeds & Mortgages	Apr 2022 Second Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-15-6877-000`

Property Details

APN / Parcel Number

Primary APN	`012-15-6877-000`
Alternative APN	`81/J/3/175`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	792 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	/81/J/3///175/
Street Address	21053 SEMBLANCE DR
City	STERLING
State	VA
Zip	20164-6313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH6
Legal Description	MIRROR RIDGE SEC.3 L.175 1298--421
Legal Subdivision	MIRROR RIDGE
Legal Lot Number	175
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1000
Census Tract	611205

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21053 SEMBLANCE DR, STERLING, VA 20164-6313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FEDERAL CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Dec 4, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Jul 28, 2017	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	201712040075323
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21053 SEMBLANCE DR, STERLING, VA 20164-6313
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024325
Date	Apr 22, 2022
Instrument	202204220024325

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21053 SEMBLANCE DR, STERLING, VA 20164-6313
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	OPTIMA TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108250090227
Date	Aug 25, 2021
Instrument	202108250090227

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 4, 2017
Property Address	21053 SEMBLANCE DR, STERLING, VA 20164-6313
Document Number	20171204075323
Instrument Date	Nov 30, 2017
Instrument	75323
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21053 SEMBLANCE DR STERLING VA 201646313, STERLING, VA 20164-6313

Mortgage

Document Number	20171204075324
Date	Dec 4, 2017
Instrument	75324

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Interest

Rate Type	Fixed Rate

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LOUDOUN VA
Recording Date	Jul 28, 2017
Property Address	21053 SEMBLANCE DR, STERLING, VA 20164-6313
Document Number	20170728046771
Instrument Date	Jul 17, 2017
Instrument	46771
Transaction Type	Foreclosure
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2629 PADDOCK GATE CT HERNDON VA 201712900, HERNDON, VA 20171-2900

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,298.00	$491,240 Land $180,000 Building $311,240	$491,240 Land $180,000 Building $311,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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