Loudoun County property record for 21045 Semblance Dr, Sterling, VA 20164 · Last verified October 2023
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4 ba · 1,644 sqft · built 1988 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Aug 2017) |
| Tax Bill | $4,356 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-15-7086-000 |
| Primary APN | 012-15-7086-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | /81/J/3///179/ |
|---|---|
| Street Address | 21045 SEMBLANCE DR |
| City | STERLING |
| State | VA |
| Zip | 20164-6313 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MIRROR RIDGE SEC.3 L.179 1022--510 |
| Legal Subdivision | MIRROR RIDGE |
| Legal Lot Number | 179 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611205 |
Source: Loudoun County records · APN 012-15-7086-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21045 SEMBLANCE DR, STERLING, VA 20164-6313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTHWEST FCU |
| Aug 29, 2017 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Deed Document Number | 201708290053764 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 21045 SEMBLANCE DR, STERLING, VA 20164-6313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000056792 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 20251120-0056792 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 21045 SEMBLANCE DR, STERLING, VA 20164-6313 |
| Document Number | 20200424029116 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21045 SEMBLANCE DR STERLING VA 201646313, STERLING, VA 20164-6313 |
| Document Number | 20200424029116 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 29116 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 29, 2017 |
| Property Address | 21045 SEMBLANCE DR, STERLING, VA 20164-6313 |
| Document Number | 20170829053764 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 53764 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21045 SEMBLANCE DR STERLING VA 201646313, STERLING, VA 20164-6313 |
| Document Number | 20170829053765 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 53765 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,356.00 | $497,930 Land $180,000 Building $317,930 | $497,930 Land $180,000 Building $317,930 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003, rainfall accumulation, Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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