2105 Winners Cir, Saint Johns, MI 48879 Property Records

Clinton County property record for 2105 Winners Cir, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,557 sqft · built 2009
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Apr 2019)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Jun 2021 Transfer Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-105-000-022-00`

Property Details

APN / Parcel Number

Primary APN	`030-105-000-022-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	3,557 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	83 sqft
Deck Area	Deck Area
Balcony Area	141 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2105 WINNERS CIR
City	SAINT JOHNS
State	MI
Zip	48879-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 22 BINGHAM FARMS, SEC 20 T7N R2W. SPLIT 2004 FROM 030-020-400-020-00.
Legal Range	02W
Legal Township	07N
Legal Section	20
Legal Subdivision	BINGHAM FARMS
Legal Lot Number	22
Jurisdiction	CLINTON MI
Township / Civil Division	BINGHAM
Census Block Group	3
Census Block	3013
Census Tract	10802

Owner

2105 Winners Cir is owned and occupied by two individuals who bought it in April 2019.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Intrafamily Transfer, Transfer
Aug 29, 2017	Deed of Trust, Mortgage THOMAS E COULTER & CYNTHIA A COULTER JOI
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Document Number	20195277925
Prior Transfer Date	May 31, 2005
Prior Transfer Doc	5080892
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jun 10, 2021
Property Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167
Document Number	5311078
Map Reference	LB 10 PG 1
Instrument Date	Jun 9, 2021
Instrument	5311078
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5257623
Date	Aug 29, 2017
Instrument	5257623

Lender

Name	THOMAS E COULTER & CYNTHIA A COULTER JOI
Type	Private Party
Address	4421 S Dewitt Rd, Saint Johns, MI 48879

Agreement

Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 10, 2019
Property Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167
Document Number	5277925
Map Reference	LB 10 PG 1
Instrument Date	Apr 8, 2014
Instrument	5277925
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,698.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 WINNERS CIR, 2105, SAINT JOHNS, MI 48879-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 WINNERS CIR, SAINT JOHNS, MI 48879-8167

Mortgage

Document Number	5277926
Date	Apr 10, 2019
Instrument	5277926

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Winners Cir was $2,928 with a homeowner's exemption.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Bingham Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,400 (+15.56%) Land $22,500 Building $339,900	$724,800 (+15.56%) Land $45,000 Building $679,800
2025	$2,928.00 Homeowner's exemption	$313,600 Land $24,800 Building $288,800	$627,200 Land $49,600 Building $577,600
2023	$6,123.00 Homeowner's exemption	$253,300	$506,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2105 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Winners Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE MEADOWS OF ST. JOHNS private · serves 387 people · EPA ID MI0040119
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile, Verizon.

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