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  5. Tram Rd

2105 Tram Rd, Waldorf, MD 20601 Property Records

Charles County property record for 2105 Tram Rd, Waldorf, MD 20601 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1988
Square Footage1,144 sqft Total Area
Lot Size15,000 sqft (0.344 acres)
GarageCarport, 288 sqft
Last Sale$227,668 (2016)
Tax Bill$4,016.00 (2023)

Property Details

APN / Parcel Number

Primary APN06-174965
Alternative APNs
  • 6174965
  • 174965

Interior

Full Baths3 Baths
Building Area1,144 sqft Total Area
1st Floor1,144 sqft 1st Floor
Basement Area550 sqft Basement
Finished Basement550 sqft Finished
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area15,000 sqft (0.344 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area288 sqft Garage
CarportCarport
Carport Area288 sqft Carport
Deck Area192 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number174965
Old Parcel Number6174965
Street Address2105 TRAM RD
CityWALDORF
StateMD
Zip20601-2730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK I SEC 2 MARBELLA SUB
Legal SubdivisionMARBELLA SUB
Legal BlockI
Legal Lot Number5
JurisdictionCHARLES MD
Minor Civil Division6, WALDORF
Census Blockgroup4
Census Block4000
Census Tract850709

Owner

Source: Charles County records · APN 06-174965

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2105 TRAM RD, WALDORF, MD 20601-2730
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EXTREME LOANS LLC
Feb 09, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 23, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HOME LENDING LLC
May 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 05, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Prior SaleNov 17, 2016 · Amount on Record
Deed Doc Number0000096107
Deed Book / Page9610 / 7
Record RefreshedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Transaction TypeMortgage
Record UpdatedOct 02, 2025
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 TRAM RD, WASHINGTON, DC 20001

Mortgage

Document Number0137940271
DateSep 18, 2025
Book Page13794/271
Lender
NameEXTREME LOANS LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 TRAM RD, WALDORF, MD 20601-2730

Mortgage

Document Number0132000051
DateFeb 09, 2024
Book Page13200/51
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueMar 01, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Transaction TypeMortgage
Record UpdatedApr 20, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 TRAM RD, WALDORF, MD 20601-2730

Mortgage

Document Number0128850163
DateMar 23, 2023
Book Page12885/163
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueMar 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112940123
DateAug 31, 2020
Book Page11294/123
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0118480001
DateMay 26, 2021
Book Page11848/1
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2105 TRAM RD, WALDORF, MD 20601-2730
Document Number0111740435
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 TRAM RD WALDORF MD 206012730, WALDORF, MD 20601-2730

Mortgage

Document Number0111740435
DateJun 12, 2020
Book Page011174/000435
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,016.00$282,300$295,100 Land $126,400 Building $168,700

Flood & Wildfire

2105 Tram Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Charles County (24017C), updated October 15, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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