Charles County property record for 2101 Tram Rd, Waldorf, MD 20601 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,800 sqft · built 1988 |
| Lot Size | 0.351 acres (15,306 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,609 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-174957 |
| Primary APN | 06-174957 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,136 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,306 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 174957 |
|---|---|
| Street Address | 2101 TRAM RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK I SEC 2 MARBELLA SUB |
| Legal Subdivision | MARBELLA SUB |
| Legal Block | I |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850709 |
Source: Charles County records · APN 06-174957
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2101 TRAM RD, WALDORF, MD 20601-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2005 |
| Deed Sale | Nov 21, 2005 |
| Prior Sale | Dec 22, 2003 · Amount on Record |
| Deed Document Number | 2005321005 |
| Deed Book / Page | 5559 / 96 |
| Prior Transfer Date | Sep 08, 2005 |
| Prior Transfer Doc | 0055590096 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 17, 2026 |
| Property Address | 2101 TRAM RD, WALDORF, MD 20601-2730 |
| Document Number | 1414000399 |
| Book / Page | 14143 / 399 |
| Instrument Date | Jul 06, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2101 TRAM RD, WALDORF, MD 20601-2730 |
| Document Number | 1414000399, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 14143/399 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,609.00 (+142.22%) Homeowner's exemption | $315,367 (+13.88%) | $365,700 (+26.02%) Land $126,400 Building $239,300 |
| 2023 | $3,967.00 Homeowner's exemption | $276,933 | $290,200 Land $126,400 Building $163,800 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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