Craven County property record for 2105 Opal St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,134 sqft · built 1955 |
| Lot Size | 0.347 acres (15,105 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $463 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8-021-013 |
| Primary APN | 8-021-013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick/Stone |
| Construction Type | Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,105 sqft (0.347 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 137837 |
|---|---|
| Street Address | 2105 OPAL ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10A |
| Legal Description | 2105 OPAL LOTS 114-117 |
| Legal Lot Number | 114-117 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 960600 |
2105 Opal St is owned and occupied by an individual.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2105 OPAL ST, NEW BERN, NC 28560-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2105 OPAL ST, NEW BERN, NC 28560-3427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003542/0000000491 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 0000003542/0000000491 |
| Instrument | 000010025144 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 2105 Opal St was $463, down 49.1% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463.00 (-49.06%) | $100,270 (-) Land $28,000 Building $72,270 | $100,270 (-) Land $28,000 Building $72,270 |
| 2025 | $909.00 | $100,270 Land $28,000 Building $72,270 | $100,270 Land $28,000 Building $72,270 |
| 2023 | $887.00 | $100,270 Land $28,000 Building $72,270 | $100,270 Land $28,000 Building $72,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2105 Opal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 141 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 263 (1979–2018) |
| Claims Outside the SFHA | 8 of 263 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2105 Opal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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