2102 Opal St, New Bern, NC 28560 Property Records

Craven County property record for 2102 Opal St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size	0.341 acres (14,841 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2025)
Tax Bill	$1,291 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`8-021-006`

Property Details

APN / Parcel Number

Primary APN	`8-021-006`
Alternative APNs	`113387` `82247`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,841 sqft (0.341 acres)
Patio Area	168 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	113387
Street Address	2102 OPAL ST
City	NEW BERN
State	NC
Zip	28560-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10A
Legal Description	LOTS 100 101 & PT 99 BERN VIEW PARK
Legal Subdivision	BERN VIEW PARK
Legal Lot Number	100
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3015
Census Tract	960600

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 OPAL ST, NEW BERN, NC 28560-3428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 25, 2025	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 29, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	202510146520
Deed Book / Page	3853 / 837
Prior Transfer Date	Feb 26, 2009
Prior Transfer Doc	02796/0550
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2102 OPAL ST, NEW BERN, NC 28560-3428
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 OPAL ST, NEW BERN, NC 28560-3428

Mortgage

Document Number	003853/855
Date	Sep 25, 2025
Book Page	3853/855
Instrument	10146522

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2040

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 25, 2025
Property Address	2102 OPAL ST, NEW BERN, NC 28560-3428
Document Number	003853/837
Book / Page	3853 / 837
Map Reference	MB 3 PG 46
Instrument Date	Sep 16, 2025
Instrument	10146520
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6910 DAREDEVIL AVE, GILLETTE, WY 82718-7497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 OPAL ST, NEW BERN, NC 28560-3428

Mortgage

Document Number	0003853840
Date	Sep 25, 2025
Instrument	3853/840

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 29, 2022
Property Address	2102 OPAL ST, NEW BERN, NC 28560-3428
Document Number	03748/1426
Book / Page	3748 / 1426
Map Reference	MB 3 PG 46
Instrument Date	Nov 8, 2022
Instrument	10106319
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 OPAL ST, NEW BERN, NC 28560-3428

Mortgage

Document Number	0037481429
Date	Nov 29, 2022
Instrument	3748/1429

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2102 OPAL ST, NEW BERN, NC 28560-3428
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003595/875
Date	Dec 16, 2019
Book Page	3595/875
Instrument	10047819

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,291.00 (+38.07%)	$140,960 (-) Land $28,000 Building $112,960	$140,960 (-) Land $28,000 Building $112,960
2025		$140,960 (+36.26%) Land $28,000 Building $112,960	$140,960 (+36.26%) Land $28,000 Building $112,960
2024	$935.00 (+2.41%)
2023	$913.00 (+13.14%)	$103,450 (+44.24%) Land $28,000 Building $75,450	$103,450 (+44.24%) Land $28,000 Building $75,450
2022	$807.00	$71,720 Land $21,500 Building $50,220
2018			$71,720 Land $21,500 Building $50,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	263 (1979–2018)
Claims Outside the SFHA	8 of 263
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 76 claims Hurricane Irene, Aug 2011 · 72 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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