2105 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2105 Opal Rdg, Vista, CA 92081 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,701 sqft Living Area
Lot Size5,069 sqft (0.116 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2007)
Tax Bill$9,749.00 (2025)

Property Details

APN / Parcel Number

Primary APN219-502-39-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,701 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area5,069 sqft (0.116 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address2105 OPAL RDG
CityVISTA
StateCA
Zip92081-8803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 111 TR 012431
Legal SubdivisionVISTA #88-1 PH II
Legal Tract012431
Legal Block3
Legal Lot Number111
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3020
Census Tract19905

Owner

Source: San Diego County records · APN 219-502-39-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2105 OPAL RDG, VISTA, CA 92081-8803
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 04, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2007 · Amount on Record
Deed SaleJun 19, 2007 · Amount on Record
Prior SaleSep 24, 2004 · Amount on Record
Deed Doc Number2007413656
Last Transfer DateNov 24, 2007
Transfer Doc0000771103
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 OPAL RDG, VISTA, CA 92081-8803
Transaction TypeMortgage
Record UpdatedJul 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number0000454816
DateJun 22, 2021
Instrument2021-0454816
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 OPAL RDG, VISTA, CA 92081-8803
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003398
DateJan 04, 2018
Instrument2018-0003398
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$806,230 (+2%) Land $423,612 Building $382,618
2025$9,749.00 (+8.12%) Homeowner's exemption$790,422 (+4.04%) Land $415,306 Building $375,116
2023$9,017.00 (+0.24%) Homeowner's exemption$759,730 Land $399,180 Building $360,550
2022$8,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Opal Rdg

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