San Diego County property record for 2104 Opal Rdg, Vista, CA 92081 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,701 sqft · built 1993 |
| Lot Size | 0.125 acres (5,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Nov 2006) |
| Tax Bill | $8,993 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-502-20-00 |
| Primary APN | 219-502-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,701 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 5,455 sqft (0.125 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2104 OPAL RDG |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92081-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 92 TR 012431 |
| Legal Subdivision | VISTA #88-1 PH 11 |
| Legal Tract | 012431 |
| Legal Block | 3 |
| Legal Lot Number | 92 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 19905 |
Source: San Diego County records · APN 219-502-20-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2104 OPAL RDG, VISTA, CA 92081-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 14, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on Record |
| Deed Sale | Nov 28, 2006 · Amount on Record |
| Prior Sale | Mar 27, 2002 · Amount on Record |
| Deed Document Number | 2006841498 |
| Last Transfer Date | Jul 01, 2020 |
| Transfer Doc | 0000456441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2104 OPAL RDG, VISTA, CA 92081-8801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2104 OPAL RDG, VISTA, CA 92081-8801 |
| Document Number | 0000793754 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0793754 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 2104 OPAL RDG, VISTA, CA 92081-8801 |
| Document Number | 0000456441 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 456441 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2104 OPAL RDG VISTA CA 920818801, VISTA, CA 92081-8801 |
| Document Number | 456442 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 456442 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $737,913 (+2%) Land $293,797 Building $444,116 | |
| 2025 | $8,993.00 (+8.08%) Homeowner's exemption | $723,445 (+4.04%) Land $288,037 Building $435,408 |
| 2023 | $8,321.00 (+0.24%) Homeowner's exemption | $695,354 Land $276,853 Building $418,501 |
| 2022 | $8,301.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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