2105 Oak St, Melbourne, FL 32901 Property Records

Brevard County property record for 2105 Oak St, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details2,672 sqft · built 1926
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Nov 2015)
Tax Bill$5,723 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jun 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-03-53-*-28.01

Property Details

APN / Parcel Number

Primary APN28-37-03-53-*-28.01
Alternative APNs
  • 28-37-03-53-00000.0-0028.01
  • 3012898

Interior

Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area3,616 sqft
1st Floor Area1,922 sqft
Basement Area750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,572 sqft (0.61 acres)
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area444 sqft
Deck AreaDeck Area
Patio Area104 sqft
Balcony Area500 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Location & Zoning

Account Number3012898
Street Address2105 OAK ST
CityMELBOURNE
StateFL
Zip32901-5931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEYERS ADD TO MELBOURNE S 23 FT OF LOT 28 , ALL OF LOTS 29 TO 34, & N 5 FT OF LOT 35
Legal Range37E
Legal Township28S
Legal Section03
Legal SubdivisionMEYERS ADD TO MELBOURNE
Legal Lot Number28
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3003
Census Tract64902

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 OAK ST, MELBOURNE, FL 32901-5931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Jun 25, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Jun 8, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2015 · Amount on Record
Deed SaleNov 10, 2015 · Amount on Record
Deed Document Number2015220241
Deed Book / Page7489 / 2260
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2105 OAK ST, MELBOURNE, FL 32901-5931
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 OAK ST, MELBOURNE, FL 32901-5931

Mortgage

Document Number0092202024
DateAug 11, 2021
Book Page9220/2024
Instrument2021208856
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2105 OAK ST, MELBOURNE, FL 32901-5931
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084720715
DateJun 25, 2019
Book Page8472/0715
Instrument2019137836
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2105 OAK ST, MELBOURNE, FL 32901-5931
Document Number0087711588
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2105 OAK ST MELBOURNE FL 329015931, MELBOURNE, FL 32901-5931

Mortgage

Document Number0087711588
DateJun 19, 2020
Book Page008771/001588
Instrument129931
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2105 OAK ST, MELBOURNE, FL 32901-5931
Document Number0080280777
Instrument DateNov 6, 2017
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2105 OAK ST MELBOURNE FL 329015931, MELBOURNE, FL 32901-5931

Mortgage

Document Number0080280777
DateNov 16, 2017
Book Page008028/000777
Instrument238403
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,380 (+2.7%)$543,890 (+2.58%)
2025$5,723.00 (+9.03%) Homeowner's exemption$358,700 (+7%)$530,220 (-6.39%) Land $231,400 Building $298,820
2023$5,249.00 (+5.91%) Homeowner's exemption$335,240 (+3%)$566,410 (+1.23%) Land $231,400 Building $335,010
2022$4,956.00 Homeowner's exemption$325,480$559,520 Land $178,000 Building $381,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims12 (2008–2017)
Claims Outside the SFHA11 of 12
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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