2104 Oak St, Melbourne, FL 32901 Property Records

Brevard County property record for 2104 Oak St, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,049 sqft · built 1954
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2009)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-03-52-2-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-03-52-2-1`
Alternative APNs	`28-37-03-52-00002.0-0001.00` `2817951`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,049 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	1,049 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	134 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	312 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	178 sqft
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2817951
Street Address	2104 OAK ST
City	MELBOURNE
State	FL
Zip	32901-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HEDGES SUBD LOTS 1,2 BLK 2
Legal Range	37E
Legal Township	28S
Legal Section	03
Legal Subdivision	HEDGES SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3004
Census Tract	64902

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2104 OAK ST, MELBOURNE, FL 32901-5932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2009 · Amount on Record
Deed Sale	Feb 5, 2009 · Amount on Record
Deed Document Number	200919884
Deed Book / Page	5910 / 9259
Prior Transfer Date	Dec 18, 2002
Prior Transfer Doc	4773002106
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2104 OAK ST, MELBOURNE, FL 32901-5932
Document Number	0079890575
Book / Page	007989 / 000575
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 OAK ST MELBOURNE FL 329015932, MELBOURNE, FL 32901-5932

Mortgage

Document Number	0079890575
Date	Sep 26, 2017
Book Page	007989/000575
Instrument	198489

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,070 (+2.7%)	$313,800 (+3.41%)
2025	$1,139.00 (+10.15%) Homeowner's exemption	$99,390 (+5.98%)	$303,460 (-1.27%) Land $156,000 Building $147,460
2023	$1,034.00 (+9.42%) Homeowner's exemption	$93,780 (+3%)	$307,360 (+4.99%) Land $156,000 Building $151,360
2022	$945.00 Homeowner's exemption	$91,050	$292,740 Land $120,000 Building $172,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (2008–2017)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20