2105 Joyce St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2105 Joyce St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,073 sqft · built 1954
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2021)
Tax Bill	$852 (2025)
Deeds & Mortgages	May 2022 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-3025-00020-0030`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-3025-00020-0030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,073 sqft Heated Area
Gross Area	1,239 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,186 sqft (0.142 acres)
Patio Area	220 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2105 JOYCE ST
City	FLAGLER BEACH
State	FL
Zip	32136-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0000.14 ACRES HILLCREST UR SUBDIVISION PROPERTY APPRAISERS MAP #5 BLOCK 2 LOT 3 MORE PARTICULARY DESCRIBED IN OR BOOK 45 PAGE
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	HILLCREST UR SUB
Legal Tract	3
Legal Block	2
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1024
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	0026371690
Deed Book / Page	2637 / 1690
Last Transfer Date	May 26, 2022
Transfer Doc	0026901833
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	May 26, 2022
Property Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439
Document Number	0026901833
Book / Page	2690 / 1833
Instrument Date	May 26, 2022
Instrument	2022027275
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 14, 2021
Property Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439
Document Number	0026371690
Book / Page	2637 / 1690
Instrument Date	Nov 18, 2021
Instrument	2021068071
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1921, FLAGLER BEACH, FL 32136-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439

Mortgage

Document Number	0026371692
Date	Dec 14, 2021
Instrument	2637/1692

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	0026371703
Date	Dec 14, 2021
Book Page	2637/1703
Instrument	2021068073

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 14, 2021
Property Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439
Document Number	0026371689
Book / Page	2637 / 1689
Instrument Date	Nov 2, 2021
Instrument	2021068070
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 JOYCE ST, FLAGLER BEACH, FL 32136-3439

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (-65.1%) Homeowner's exemption	$87,334 (-47.69%)	$106,214 (-36.38%) Land $78,000 Building $28,214
2023	$2,441.00 (-7.04%) Homeowner's exemption	$166,955 (-4.72%) Land $53,000 Building $113,955	$166,955 (-4.72%) Land $53,000 Building $113,955
2022	$2,626.00 Homeowner's exemption	$175,218 Land $63,000 Building $112,218	$175,218 Land $63,000 Building $112,218

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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