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2095 Joyce St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2095 Joyce St, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,573 sqft · built 1968
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (May 2020)
Tax Bill$1,815 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-12-31-3025-00010-0030

Property Details

APN / Parcel Number

Primary APN11-12-31-3025-00010-0030

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,573 sqft Heated Area
Gross Area2,482 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1973
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area240 sqft
DrivewayDriveway
Driveway Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2095 JOYCE ST
CityFLAGLER BEACH
StateFL
Zip32136-3441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0000.20 ACRES HILLCREST UR SUBDIVISION PROPERTY APPRAISERS MAP #5 BLOCK 1 LOT 3 MORE PARTICULARY DESCRIBED IN OR OR 46 PG 595
Legal Range31E
Legal Township12S
Legal Section11
Legal SubdivisionHILLCREST UR SUB
Legal Block1
Legal Lot Number3
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1002
Census Tract60304

Owner

2095 Joyce St is owned and occupied by an individual who bought it in May 2020.

Source: Flagler County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2095 JOYCE ST, FLAGLER BEACH, FL 32136-3441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2020 · Amount on File
Deed SaleMay 29, 2020 · Amount on File
Prior SaleFeb 6, 2004
Deed Document Number2020019689
Deed Book / Page2445 / 132
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 29, 2020
Property Address2095 JOYCE ST, FLAGLER BEACH, FL 32136-3441
Document Number0024450132
Book / Page2445 / 132
Map ReferenceMB 1 PG 1
Instrument DateMay 15, 2020
Instrument2020019689
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOLDE FLORIDA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2095 JOYCE ST, 2095, FLAGLER BEACH, FL 32136-3441

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 JOYCE ST, FLAGLER BEACH, FL 32136-3441

Mortgage

Document Number0002445134
DateMay 29, 2020
Instrument2445/134
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Joyce St was $1,815 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00 Homeowner's exemption$136,607$152,920 Land $78,000 Building $74,920
2023$1,690.00 (+3.62%) Homeowner's exemption$128,890 (+3%)$138,557 (-6.93%) Land $53,000 Building $85,557
2022$1,631.00 Homeowner's exemption$125,136$148,874 Land $63,000 Building $85,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2095 Joyce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Joyce St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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