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2105 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 2105 Howell St, Covington, KY 41014

Property Summary

Property TypeOther Improved
Details1 ba · 1,260 sqft
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$4,500 (Oct 2020)
Tax Bill$132 (2025)
Deeds & MortgagesOct 2020 Sale
Nov 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-21-03-016.00

Property Details

APN / Parcel Number

Primary APN055-21-03-016.00

Interior

Stories2 Stories
Building Area1,260 sqft Finished Area
Gross Area1,292 sqft

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address2105 HOWELL ST
CityCOVINGTON
StateKY
Zip41014-1127
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionCENTRAL COV L & B CO LOT 3
Legal SubdivisionCENTRAL COV L & B CO
Legal Lot Number3
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3011
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 E LAKESIDE AVE, LAKESIDE PARK, KY 41017-3114
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Nov 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 8, 2018Trustee's Deed, Transfer
ANN MILBURN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleNov 28, 2018 · Amount on Record
Deed Document Number20205900063
Deed Book / Page48 / 80
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 9, 2020
Property Address2105 HOWELL ST, COVINGTON, KY 41014-1127
Document Number0000000063
Book / Page000048 / 000080
Instrument DateOct 1, 2020
Instrument63
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$5.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 E LAKE SIDE COVINGTON KY 41014, COVINGTON, KY 41014

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 28, 2018
Property Address2105 HOWELL ST, COVINGTON, KY 41014-1127
Document Number0000000144
Book / Page0C6553 / 000107
Instrument DateNov 27, 2018
Instrument144
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$162.76
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2105 HOWELL ST COVINGTON KY 410141127, COVINGTON, KY 41014-1127
InvestorPossibly a Property Investor

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 8, 2018
Property Address2105 HOWELL ST, COVINGTON, KY 41014-1127
Document Number0000000320
Book / Page0C6542 / 000112
Instrument DateNov 8, 2018
Instrument320
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
InvestorPossibly a Property Investor

Mortgage

Document Number55
DateNov 8, 2018
Book Page0C6554/000001
Instrument55
Lender
NameANN MILBURN
Address425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944
Agreement
AmountAmount Recorded
Term240 Months
DueNov 7, 2038
Interest
Rate3.22%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,000 (-) Land $10,000$10,000 (-) Land $10,000
2025$132.00 (+123.73%)$10,000 (+122.22%) Land $10,000$10,000 (+122.22%) Land $10,000
2023$59.00$4,500 (-) Land $4,500$4,500 (-) Land $4,500
2022$59.00$4,500 Land $4,500$4,500 Land $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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