Kenton County property record for 2023 Howell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,856 sqft |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2025) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | May 2021 Second Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-02-006.00 |
| Primary APN | 055-21-02-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Finished Area |
| Gross Area | 2,392 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Area | 504 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2023 HOWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL COV L & B CO LOT 24 |
| Legal Subdivision | CENTRAL COV L & B CO |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2023 HOWELL ST, COVINGTON, KY 41014-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEY BANK NA |
| Jul 6, 2020 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Sep 14, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 3, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2020 · Amount on Record |
| Deed Document Number | 202582 |
| Deed Book / Page | 337 / 985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2023 HOWELL ST, COVINGTON, KY 41014-1125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 10804 AUTUMNRIDGE DR, INDEPENDENCE, KY 41051-7975 |
| Document Number | 0005900199 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 217/471 |
| Instrument | 21051905900199 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 6, 2020 |
| Property Address | 2023 HOWELL ST, COVINGTON, KY 41014-1125 |
| Document Number | 0000000186 |
| Book / Page | 000029 / 000992 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 186 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1671 PARK RD #12 COVINGTON KY 410112769, 12, COVINGTON, KY 41011-2769 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 14, 2017 |
| Property Address | 2023 HOWELL ST, COVINGTON, KY 41014-1125 |
| Document Number | 0000000228 |
| Book / Page | 0C6248 / 000189 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 228 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $17.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2023 HOWELL ST COVINGTON KY 410141125, COVINGTON, KY 41014-1125 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 3, 2017 |
| Property Address | 2023 HOWELL ST, COVINGTON, KY 41014-1125 |
| Document Number | 0000000118 |
| Book / Page | 0C6128 / 000159 |
| Instrument Date | Nov 16, 2016 |
| Instrument | 118 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,000 (+2%) Land $10,000 Building $230,000 | $240,000 (+2%) Land $10,000 Building $230,000 | |
| 2025 | $1,060.00 (-0.47%) | $80,000 (-) Land $5,000 Building $75,000 | $80,000 (-) Land $5,000 Building $75,000 |
| 2023 | $1,065.00 | $80,000 Land $5,000 Building $75,000 | $80,000 Land $5,000 Building $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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