2105 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2105 Central Ave, Schenectady, NY 12304

Property Summary

Property Type	Mixed Use Store/Office
Details	1,401 sqft · built 1951
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Oct 2007)
Tax Bill	$6,042 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.3-1-1`

Property Details

APN / Parcel Number

Primary APN	`012689 17.3-1-1`
Alternative APNs	`268901700300010010000000` `01700300010010000000`

Interior

Stories	2 Stories
Building Area	1,401 sqft Gross Area
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	27,007 sqft (0.62 acres)
Lot Depth	500 ft Depth
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700300010010000000
Street Address	2105 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4468
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	12
Legal Description	LOT 63 N-39 E-2103 S-37-37
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2000
Census Tract	13803

Owner

2105 Central Ave, a commercial property, is owned by a company that bought it in October 2007.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	42 JOHNSON RD, LATHAM, NY 12110-5610
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2007 · Amount on File
Deed Sale	Oct 24, 2007 · Amount on File
Deed Book / Page	2901 / 103
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	0029010000000100
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2105 CENTRAL AVE, SCHENECTADY, NY 12304-4468
Document Number	0000017051
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2105 CENTRAL AVE SCHENECTADY NY 123044468, SCHENECTADY, NY 12304-4468

Mortgage

Document Number	0000017051
Date	Aug 6, 2020
Instrument	17051

Lender

Name	2105 CENTRAL AVE LLC

Agreement

Amount	Amount on Record
Term	36 Months
Due	Aug 5, 2023

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 2105 Central Ave was $6,042, down 37.3% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,042.00 (-37.27%)
2025	$9,631.00	$122,000 Land $70,000 Building $52,000	$279,200 Land $160,197 Building $119,003
2023		$122,000 (-) Land $70,000 Building $52,000	$239,200 (+9.31%) Land $137,246 Building $101,954
2022		$122,000 Land $70,000 Building $52,000	$218,834 Land $125,560 Building $93,274
2021	$9,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2105 Central Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20