2091 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2091 Central Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1948
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,952 (2025)
Flood Zone	Zone X (moderate risk)
APN	`012689 17.3-1-9`

Property Details

APN / Parcel Number

Primary APN	`012689 17.3-1-9`
Alternative APNs	`268901700300010090000000` `01700300010090000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	12,632 sqft (0.29 acres)
Porch	Slab
Porch Area	120 sqft
Greenhouse	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700300010090000000
Street Address	2091 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOT 52 N-3 E-2089 S-104-05
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2010
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 17.3-1-9

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2091 CENTRAL AVE, SCHENECTADY, NY 12304-4473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00 (+18.36%) Homeowner's exemption Senior Citizen's exemption	$83,000 (-) Land $16,600 Building $66,400	$189,900 (+16.72%) Land $37,980 Building $151,920
2023		$83,000 (-) Land $16,600 Building $66,400	$162,700 (+9.28%) Land $32,540 Building $130,160
2022		$83,000 Land $16,600 Building $66,400	$148,879 Land $29,776 Building $119,103
2021	$2,494.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 163 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0100198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.