Charles County property record for 2105 Cedar Tree Ln, Waldorf, MD 20601
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 3,825 sqft · built 2010 |
| Lot Size | 0.349 acres (15,182 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Mar 2019) |
| Tax Bill | $772 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-059683 |
| Primary APN | 08-059683 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,825 sqft Gross Area |
| 1st Floor Area | 1,087 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,182 sqft (0.349 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 059683 |
|---|---|
| Street Address | 2105 CEDAR TREE LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3659 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | LOT 9 PLAT TWO CEDAR TREE SUB |
| Legal Subdivision | CEDAR TREE SUB |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850801 |
2105 Cedar Tree Ln is owned by an individual who bought it in March 2019.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2105 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Mar 11, 2019 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on File |
| Deed Sale | Mar 11, 2019 · Amount on File |
| Prior Sale | Jun 24, 2011 · Amount on File |
| Deed Book / Page | 10561 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2105 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0120490261 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 12049/261 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2105 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0111290013 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 2105 CEDAR TREE LN WALDORF MD 206013659, WALDORF, MD 20601-3659 |
| Document Number | 0111290013 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 011129/000013 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 11, 2019 |
| Property Address | 2105 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0105610171 |
| Book / Page | 010561 / 000171 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2019 |
| Title Company | BLUEPRINT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2105 CEDAR TREE LN WALDORF MD 206013659, WALDORF, MD 20601-3659 |
| Document Number | 105610176 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 010561/000176 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2049 |
The 2025 property tax bill for 2105 Cedar Tree Ln was $772.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,800 Land $98,000 Building $410,800 | $508,800 Land $98,000 Building $410,800 | |
| 2025 | $772.00 | ||
| 2023 | $5,472.00 | $390,600 Land $85,800 Building $304,800 | $390,600 Land $85,800 Building $304,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2105 Cedar Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2105 Cedar Tree Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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