Charles County property record for 2101 Cedar Tree Ln, Waldorf, MD 20601
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 2,896 sqft · built 2023 |
| Lot Size | 0.394 acres (17,159 sqft) |
| Owner | Individual Name on File |
| Last Sale | $531,000 (May 2023) |
| Tax Bill | $10,053 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-059675 |
| Primary APN | 08-059675 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Gross Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,159 sqft (0.394 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 059675 |
|---|---|
| Street Address | 2101 CEDAR TREE LN |
| City | WALDORF |
| State | MD |
| Zip | 20601-3659 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | LOT 8 PLAT TWO CEDAR TREE SUB |
| Legal Subdivision | CEDAR TREE SUB |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850801 |
2101 Cedar Tree Ln is owned by an individual who bought it in May 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS |
| May 26, 2023 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Mar 10, 2022 | Special Warranty Deed, Subdivision Related Transfer CAPITOL TITLE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Prior Sale | Mar 10, 2022 · Amount on File |
| Deed Book / Page | 12944 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 8, 2026 |
| Property Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0140620367 |
| Book / Page | 14062 / 367 |
| Instrument Date | Feb 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Investor | Possibly a Property Investor |
| Document Number | 1406000367, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 14062/367 |
| Name | INDEPENDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 26, 2023 |
| Property Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0129440393 |
| Book / Page | 12944 / 393 |
| Map Reference | MB 46 PL 163 |
| Instrument Date | May 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,327.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0012944399 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 12944/399 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 10, 2022 |
| Property Address | 2101 CEDAR TREE LN, WALDORF, MD 20601-3659 |
| Document Number | 0124410433 |
| Book / Page | 12441 / 433 |
| Map Reference | MB 46 PL 163 |
| Instrument Date | Mar 2, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5304 DORSEY HALL DR, ELLICOTT CITY, MD 21042-7761 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 313 BUCKNELL CIR, WALDORF, MD 20602-1981 |
The 2025 property tax bill for 2101 Cedar Tree Ln was $10,053.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,900 (+9.84%) Land $99,000 Building $396,900 | $495,900 (-) Land $99,000 Building $396,900 | |
| 2025 | $10,053.00 | $451,467 | $495,900 Land $99,000 Building $396,900 |
| 2023 | $2,428.00 | $8,200 Land $8,200 | $8,200 Land $8,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2101 Cedar Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2101 Cedar Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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