21046 3rd Ave, Summerland Key, FL 33042 Property Records

Monroe County property record for 21046 3rd Ave, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 1968
Lot Size	0.178 acres (7,760 sqft)
Owner	Company Name on Record
Tax Bill	$6,839 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00172890-000000`

Property Details

APN / Parcel Number

Primary APN	`00172890-000000`
Alternative APNs	`29662800172890000000` `1222291`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	1,404 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,760 sqft (0.178 acres)
Lot Dimensions	97 ft deep x 80 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	570 sqft

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	200 sqft
Patio Area	375 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1222291
Street Address	21046 3RD AVE
City	SUMMERLAND KEY
State	FL
Zip	33042-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 7 LT 11 CUDJOE GARDENS PB4-78 CUDJOE KEY OR376-458 OR725-101 OR866-2349 OR1264-1821 OR1264-1823 OR1265-133 OR1272-349 OR1390-2347 OR1507-1835 OR1518-611 OR2202-744 OR2364-1261 OR3224-2298
Legal Range	28E
Legal Township	66S
Legal Section	29
Legal Subdivision	CUDJOE GARDENS
Legal Block	7
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2026
Census Tract	971501

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12581 WALDEN RUN DR, FORT MYERS, FL 33913-8149
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2008
Deed Sale	Jun 3, 2008
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	20081697846
Deed Book / Page	2364 / 1261
Last Transfer Date	May 5, 2023
Transfer Doc	0032242298
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	May 11, 2023
Property Address	21046 3RD AVE, SUMMERLAND KEY, FL 33042-4034
Document Number	0032242298
Book / Page	3224 / 2298
Map Reference	MB 4 PG 78
Instrument Date	May 5, 2023
Instrument	2417583
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12581 WALDEN RUN DR, FORT MYERS, FL 33913-8149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12581 WALDEN RUN DR, FORT MYERS, FL 33913-8149

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,839.00 (+11.37%)	$845,398 (-23.66%) Land $587,820 Building $257,578	$845,398 (-23.66%) Land $587,820 Building $257,578
2024	$6,141.00 (-9.26%)
2023	$6,768.00 (+31.9%)	$1,107,443 (+76.84%) Land $885,649 Building $221,794	$1,107,443 (+76.84%) Land $885,649 Building $221,794
2022	$5,131.00	$626,248 Land $407,555 Building $218,693	$626,248 Land $407,555 Building $218,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 227 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	381 (1980–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 72 claims Hurricane Wilma, Oct 2005 · 75 claims Hurricane Georges, Oct 1998 · 217 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20