Monroe County property record for 21036 3rd Ave, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,315 sqft · built 1969 |
| Lot Size | 0.178 acres (7,760 sqft) |
| Owner | Company Name on Record |
| Last Sale | $520,000 (Aug 2019) |
| Tax Bill | $5,893 (2024) |
| Deeds & Mortgages | Sep 2019 Sale Aug 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00172900-000000 |
| Primary APN | 00172900-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| Gross Area | 1,747 sqft |
| 1st Floor Area | 1,315 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plywood |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,760 sqft (0.178 acres) |
| Lot Dimensions | 97 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 300 sqft |
| Patio Area | 556 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1222305 |
|---|---|
| Street Address | 21036 3RD AVE |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 7 LT 12 CUDJOE GARDENS CUDJOE KEY PB4-78 OR514-502 OR652-501 OR784-215 OR817-843 OR820-252 OR1077-595 OR2406-2267 OR2981-2411 OR2986-2060 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 29 |
| Legal Subdivision | CUDJOE GARDENS |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2808 LAKE SHORE BLVD, JACKSONVILLE, FL 32210-5339 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 27, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 12, 2019 | Correction Deed, Construction Loan · Construction Mortgage DORIS MCDONALD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 20192234337 |
| Deed Book / Page | 2981 / 2411 |
| Last Transfer Date | Sep 16, 2019 |
| Transfer Doc | 0029862060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 21036 3RD AVE, CUDJOE KEY, FL 33042-4034 |
| Document Number | 0029862060 |
| Book / Page | 002986 / 002060 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2238391 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2808 LAKE SHORE BLVD JACKSONVILLE FL 322105339, JACKSONVILLE, FL 32210-5339 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 21036 3RD AVE, CUDJOE KEY, FL 33042-4034 |
| Document Number | 0029812411 |
| Book / Page | 002981 / 002411 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2234337 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2808 LAKE SHORE BLVD JACKSONVILLE FL 322105339, JACKSONVILLE, FL 32210-5339 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 12, 2019 |
| Property Address | 21036 3RD AVE, CUDJOE KEY, FL 33042-4034 |
| Document Number | 0029841372 |
| Book / Page | 002984 / 001372 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2236396 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 3, 2019 |
| Title Company | TRIDENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 21036 3RD AVE CUDJOE KEY FL 330424034, CUDJOE KEY, FL 33042-4034 |
| Document Number | 29841372 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 002984/001372 |
| Instrument | 2236396 |
| Name | DORIS MCDONALD |
|---|---|
| Address | 6671 W INDIANTOWN RD # 56-114, JUPITER, FL 33458-3991 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 11, 2020 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827,137 (-25.39%) Land $587,820 Building $239,317 | $827,137 (-25.39%) Land $587,820 Building $239,317 | |
| 2024 | $5,893.00 (-10.28%) | ||
| 2023 | $6,568.00 (+33.39%) | $1,108,549 (+76.51%) Land $885,649 Building $222,900 | $1,108,549 (+76.51%) Land $885,649 Building $222,900 |
| 2022 | $4,924.00 | $628,036 Land $407,555 Building $220,481 | $628,036 Land $407,555 Building $220,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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