Monroe County property record for 21044 7th Ave, Cudjoe Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 2001 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,750,000 (Jan 2024) |
| Tax Bill | $7,849 (2024) |
| Deeds & Mortgages | Jan 2024 Sale Feb 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00173480-000000 |
| Primary APN | 00173480-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,000 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 260 sqft |
| Deck Area | 550 sqft |
| Patio Area | 1,066 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1222879 |
|---|---|
| Old Parcel Number | 32662800173480000000 |
| Street Address | 21044 7TH AVE |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 11 LT 12 CUDJOE GARDENS FIRST ADDN CUDJOE KEY PB-4-105OR519-74 OR774-1475 OR819-1750 OR879-1231 OR1012-598/99 OR1070-2141 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 32 |
| Legal Subdivision | CUDJOE GARDENS 1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
21044 7th Ave is owned by a company that bought it in January 2024 and is owner-occupied.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21044 7TH AVE, CUDJOE KEY, FL 33042-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 23, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 2449085 |
| Deed Book / Page | 3260 / 98 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 21044 7TH AVE, CUDJOE KEY, FL 33042-4030 |
| Document Number | 0032600098 |
| Book / Page | 3260 / 98 |
| Map Reference | MB 4 PG 105 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2449085 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $12,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 LOCUST HILL DR, CHURCHVILLE, MD 21028-1400 |
| Name | Verified Name |
|---|---|
| Address | 4461 WOLF DR, KALAMAZOO, MI 49009-8528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 23, 2018 |
| Property Address | 21044 7TH AVE, SUMMERLAND KEY, FL 33042-4030 |
| Document Number | 0028930663 |
| Book / Page | 002893 / 000663 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 2156721 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 LOCUST HILL DR CHURCHVILLE MD 210281400, CHURCHVILLE, MD 21028-1400 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,041,769 Land $639,633 Building $402,136 | $1,041,769 Land $639,633 Building $402,136 | |
| 2024 | $7,849.00 (-7.53%) | ||
| 2023 | $8,488.00 (+27.1%) | $1,342,616 (+59.44%) Land $963,712 Building $378,904 | $1,342,616 (+59.44%) Land $963,712 Building $378,904 |
| 2022 | $6,678.00 | $842,093 Land $443,480 Building $398,613 | $842,093 Land $443,480 Building $398,613 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21044 7th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21044 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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