21044 7th Ave, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 21044 7th Ave, Cudjoe Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,400 sqft · built 2001
Lot Size0.183 acres (8,000 sqft)
OwnerCompany Name on File
Last Sale$1,750,000 (Jan 2024)
Tax Bill$7,849 (2024)
Deeds & MortgagesJan 2024 Sale
Feb 2018 Sale
Flood ZoneZone AE (high risk)
APN00173480-000000

Property Details

APN / Parcel Number

Primary APN00173480-000000
Alternative APNs
  • 32662800173480000000
  • 1222879

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area260 sqft
Deck Area550 sqft
Patio Area1,066 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1222879
Old Parcel Number32662800173480000000
Street Address21044 7TH AVE
CityCUDJOE KEY
StateFL
Zip33042-4030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 11 LT 12 CUDJOE GARDENS FIRST ADDN CUDJOE KEY PB-4-105OR519-74 OR774-1475 OR819-1750 OR879-1231 OR1012-598/99 OR1070-2141
Legal Range28E
Legal Township66S
Legal Section32
Legal SubdivisionCUDJOE GARDENS 1ST ADD
Legal Block11
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2026
Census Tract971501

Owner

21044 7th Ave is owned by a company that bought it in January 2024 and is owner-occupied.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Co-ownerCo-owner on File
Mailing Address21044 7TH AVE, CUDJOE KEY, FL 33042-4030
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2024 · Amount on File
Deed SaleJan 26, 2024 · Amount on File
Prior SaleFeb 23, 2018 · Amount on File
Deed Document Number2449085
Deed Book / Page3260 / 98
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 26, 2024
Property Address21044 7TH AVE, CUDJOE KEY, FL 33042-4030
Document Number0032600098
Book / Page3260 / 98
Map ReferenceMB 4 PG 105
Instrument DateJan 26, 2024
Instrument2449085
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$12,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address208 LOCUST HILL DR, CHURCHVILLE, MD 21028-1400

Transferred To (Grantee/Buyer)

NameVerified Name
Address4461 WOLF DR, KALAMAZOO, MI 49009-8528

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 23, 2018
Property Address21044 7TH AVE, SUMMERLAND KEY, FL 33042-4030
Document Number0028930663
Book / Page002893 / 000663
Instrument DateFeb 15, 2018
Instrument2156721
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$5,320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address208 LOCUST HILL DR CHURCHVILLE MD 210281400, CHURCHVILLE, MD 21028-1400

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,041,769 Land $639,633 Building $402,136$1,041,769 Land $639,633 Building $402,136
2024$7,849.00 (-7.53%)
2023$8,488.00 (+27.1%)$1,342,616 (+59.44%) Land $963,712 Building $378,904$1,342,616 (+59.44%) Land $963,712 Building $378,904
2022$6,678.00$842,093 Land $443,480 Building $398,613$842,093 Land $443,480 Building $398,613

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21044 7th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 227 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims381 (1980–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 72 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Georges, Oct 1998 · 217 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21044 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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