Monroe County property record for 21024 7th Ave, Cudjoe Key, FL 33042
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (Jan 2024) |
| Tax Bill | $3,036 (2024) |
| Deeds & Mortgages | Jan 2024 Sale Feb 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00173490-000000 |
| Primary APN | 00173490-000000 |
|---|---|
| Alternative APNs |
|
| Effective Year Built | Effective 2016 |
|---|---|
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| View / Lot | Canal |
| Account Number | 1222887 |
|---|---|
| Street Address | 21024 7TH AVE |
| City | CUDJOE KEY |
| State | FL |
| Zip | 33042 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | IS |
| Legal Description | BK 11 LT 13 CUDJOE GARDENS FIRST ADDN CUDJOE KEY PB4-105 OR519-74 OR774-1475 OR819-1750 OR900-256 OR1905-2460 OR2149-657 OR2413-1780/81 OR2639-2230/31 OR2839-1675/76 OR2947-1629 OR3260-0098 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 32 |
| Legal Subdivision | CUDJOE GARDENS 1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4461 WOLF DR, KALAMAZOO, MI 49009-8528 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 16, 2017 | Warranty Deed, Transfer · Conventional with PMI MARGARET A FLYNN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Feb 5, 2019 · Amount on Record |
| Deed Document Number | 20242449085 |
| Deed Book / Page | 3260 / 98 |
| Prior Transfer Date | May 15, 2009 |
| Prior Transfer Doc | 0024131780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 21024 7TH AVE, CUDJOE KEY, FL 33042 |
| Document Number | 0032600098 |
| Book / Page | 3260 / 98 |
| Map Reference | MB 4 PG 105 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2449085 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 LOCUST HILL DR, CHURCHVILLE, MD 21028-1400 |
| Name | Verified Name |
|---|---|
| Address | 4461 WOLF DR, KALAMAZOO, MI 49009-8528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 21024 7TH AVE, SUMMERLAND KEY, FL 33042 |
| Document Number | 0029471629 |
| Book / Page | 002947 / 001629 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 2204774 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 208 LOCUST HILL DR CHURCHVILLE MD 210281400, CHURCHVILLE, MD 21028-1400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 16, 2017 |
| Property Address | 21024 7TH AVE, SUMMERLAND KEY, FL 33042 |
| Document Number | 0028391675 |
| Book / Page | 002839 / 001675 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2110771 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 439 SPRING ST HOUTZDALE PA 166511702, HOUTZDALE, PA 16651-1702 |
| Document Number | 28391677 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 002839/001677 |
| Instrument | 2110772 |
| Name | MARGARET A FLYNN |
|---|---|
| Address | 1901 POPLAR RIDGE RD, PASADENA, MD 21122-3816 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,172 (+8.46%) Land $368,949 Building $39,223 | $408,172 (+8.46%) Land $368,949 Building $39,223 | |
| 2024 | $3,036.00 (+7.93%) | ||
| 2023 | $2,813.00 (+14.63%) | $376,337 (+28.15%) Land $335,577 Building $40,760 | $376,337 (+28.15%) Land $335,577 Building $40,760 |
| 2022 | $2,454.00 | $293,677 Land $252,147 Building $41,530 | $293,677 Land $252,147 Building $41,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 381 (1980–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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