21040 Aster Dr, Callaway, MD 20620 Property Records

St. Mary's County property record for 21040 Aster Dr, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,700 sqft · built 1998
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Sep 2026 Transfer Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-032538`

Property Details

APN / Parcel Number

Primary APN	`02-032538`
Alternative APNs	`2032538` `032538`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,700 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032538
Street Address	21040 ASTER DR
City	CALLAWAY
State	MD
Zip	20620-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 21 SECTION 1 PLAT 37/85 COXS RUN
Legal Subdivision	COXS RUN
Legal Lot Number	21
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2000
Census Tract	876102

Owner

Source: St. Mary's County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21040 ASTER DR, CALLAWAY, MD 20620-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Gift Deed, Transfer COUNTY ABSTRACT, TRI COUNTY ABSTRACT
Feb 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2004
Deed Sale	Mar 29, 2004
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Document Number	20043180
Deed Book / Page	2242 / 513
Last Transfer Date	Jul 16, 2026
Transfer Doc	6990000291
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 30, 2026
Property Address	21040 ASTER DR, CALLAWAY, MD 20620-2034
Document Number	6990000291
Book / Page	6990 / 291
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	21040 ASTER DR, CALLAWAY, MD 20620-2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	21040 ASTER DR, CALLAWAY, MD 20620-2034
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050220312
Date	Feb 7, 2019
Book Page	5022/312

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	21040 ASTER DR, CALLAWAY, MD 20620-2034
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059490412
Date	Oct 14, 2021
Book Page	5949/412

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Aug 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	21040 ASTER DR, CALLAWAY, MD 20620-2034
Document Number	0050750065
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21040 ASTER DR CALLAWAY MD 206202034, CALLAWAY, MD 20620-2034

Mortgage

Document Number	0050750065
Date	May 10, 2019
Book Page	005075/000065

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,667 (+12.43%)	$318,200 (+2.18%) Land $126,800 Building $191,400
2025	$3,226.00 (+6.47%) Homeowner's exemption
2023	$3,030.00 Homeowner's exemption	$279,000	$311,400 Land $126,800 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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