20963 Aster Dr, Callaway, MD 20620 Property Records

St. Mary's County property record for 20963 Aster Dr, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,079 sqft · built 1997
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2014)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-032376`

Property Details

APN / Parcel Number

Primary APN	`02-032376`
Alternative APNs	`2032376` `032376`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,079 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Built-in
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	217 sqft
Deck Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032376
Street Address	20963 ASTER DR
City	CALLAWAY
State	MD
Zip	20620-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 7 PLAT 37/85 COXS RUN
Legal Subdivision	COXS RUN
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2005
Census Tract	876102

Owner

20963 Aster Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20963 ASTER DR, CALLAWAY, MD 20620-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2014 · Amount on File
Deed Sale	Jun 26, 2014 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Deed Book / Page	4050 / 601
Last Transfer Date	Jun 11, 2019
Transfer Doc	0050960252
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20963 ASTER DR, CALLAWAY, MD 20620-2008
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063380476
Date	May 16, 2023
Book Page	6338/476

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	83 Months
Due	Apr 5, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20963 ASTER DR, CALLAWAY, MD 20620-2008
Document Number	0054140212
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20963 ASTER DR CALLAWAY MD 206202008, CALLAWAY, MD 20620-2008

Mortgage

Document Number	0054140212
Date	Jul 31, 2020
Book Page	005414/000212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 14, 2019
Property Address	20963 ASTER DR, CALLAWAY, MD 20620-2008
Document Number	0050960252
Book / Page	005096 / 000252
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20963 ASTER DR CALLAWAY MD 206202008, CALLAWAY, MD 20620-2008

Tax Assessment & Valuation

The 2025 property tax bill for 20963 Aster Dr was $3,903 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,900 (+0.8%)	$383,900 (+2.4%) Land $128,500 Building $255,400
2025	$3,903.00 Homeowner's exemption	$374,900 Land $128,500 Building $246,400	$374,900 Land $128,500 Building $246,400
2023	$3,669.00 Homeowner's exemption	$339,300	$374,900 Land $128,500 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20963 Aster Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20963 Aster Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aster Dr

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