1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Wharton Ln

2104 Wharton Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2104 Wharton Ln, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,189 sqft · built 1984
Lot Size0.582 acres (25,364 sqft)
OwnerIndividual Name on File
Last Sale$492,000 (Jun 2007)
Tax Bill$6,820 (2023)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN227-251-68

Property Details

APN / Parcel Number

Primary APN227-251-68

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories3 Stories
Building Area3,189 sqft Heated Area
Gross Area4,288 sqft
1st Floor Area1,427 sqft
Upper Floors Area1,750 sqft
Attic Area492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area25,364 sqft (0.582 acres)
Garage Area506 sqft
PorchPorch
Porch Area50 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number227-251-68
Street Address2104 WHARTON LN
CityCHARLOTTE
StateNC
Zip28270-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionP12 B5 M20-139
Legal SubdivisionHEMBSTEAD
Legal Block5
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract5832

Owner

2104 Wharton Ln is owned and occupied by an individual who bought it in June 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2104 WHARTON LN, CHARLOTTE, NC 28270-9706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2007 · Amount on File
Deed SaleJun 8, 2007 · Amount on File
Prior SaleSep 30, 2005 · Amount on File
Deed Document Number0022351150
Deed Book / Page22351 / 150
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2104 WHARTON LN, CHARLOTTE, NC 28270-9706
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050867
DateMar 16, 2021
Book Page35806/778
Instrument2021050867
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2104 WHARTON LN, CHARLOTTE, NC 28270-9706
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066289
DateMay 11, 2020
Book Page34558/721
Instrument2020066289
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2104 Wharton Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2008–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Wharton Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

Nearby Properties on Wharton Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures