2104 Sterling Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 2104 Sterling Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,036 sqft · built 1974
Lot Size	0.724 acres (31,528 sqft)
Owner	2 Individual Names on File
Last Sale	$350,500 (Feb 2023)
Tax Bill	$4,153 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-020256`

Property Details

APN / Parcel Number

Primary APN	`08-020256`
Alternative APNs	`8020256` `020256`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,036 sqft Total Area
Basement Area	425 sqft
Finished Basement	425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,528 sqft (0.724 acres)
Garage Type	Mixed
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	020256
Street Address	2104 STERLING CT
City	HAMPSTEAD
State	MD
Zip	21074-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 3 - 31,528 SQ FT 2104 STERLING CT 10-92 HUNT RIDGE PLT A
Legal Subdivision	HUNT RIDGE
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4025
Census Tract	508200

Owner

2104 Sterling Ct is owned and occupied by two individuals who bought it in February 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 31, 2017	Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	10976 / 423
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 7, 2023
Property Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314
Document Number	0109760423
Book / Page	10976 / 423
Map Reference	MB 10 FO 92
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314

Mortgage

Document Number	0109760429
Date	Feb 7, 2023
Instrument	10976-0429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Mar 16, 2022
Property Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314
Document Number	0107120056
Book / Page	10712 / 56
Map Reference	MB 10 FO 92
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314

Mortgage

Document Number	0001071261
Date	Mar 16, 2022
Instrument	10712/61

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Oct 1, 2051

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 31, 2017
Property Address	2104 STERLING CT, HAMPSTEAD, MD 21074-1314
Document Number	0085990103
Book / Page	8599 / 0103
Map Reference	MB10 FO92
Instrument Date	Jan 27, 2017
Instrument	8599-0103
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 STELING CT, HAMPSTEAD, MD 21074-1314

Mortgage

Document Number	85990110
Date	Jan 31, 2017
Instrument	8599-0110

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2104 Sterling Ct was $4,153 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,153.00 (+5.19%) Homeowner's exemption	$388,900	$443,900 Land $127,800 Building $316,100
2025	$3,948.00 Homeowner's exemption
2023	$3,354.00	$296,867	$361,400 Land $112,800 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2104 Sterling Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Sterling Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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